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24 Spring St, Ilion, NY, 13357

3beds
1baths
1,064sqft
$39,900
$38price/sqft
$523/moest. monthly cost
$20,920/yrincome needed

About This Home

Investors, are you looking to add to your portfolio? This property offers a prime location near local amenities, schools, shopping, and major roadways. Whether you’re looking for your next rental, flip project, or long-term investment, this property is full of value and potential.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Other,See Remarks
  • Flooring: Carpet,Varies

Heating

  • Heating features: Other,See Remarks,Forced Air

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Property

Details

  • Parcel number: 21280112004500010270000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,970 sqft
  • Features: Flood Zone,Rectangular,Rectangular Lot
  • Lot size dimensions: 44 x 113

Parking

  • Parking features: No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$21$252
Property Taxes $55$660
Electricity $246$2,954
Total$523$6,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,931/yr
40% on housing$15,690/yr
45% on housing$13,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 13357$77
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13357$103
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$34,900
2026-05-27Listed for sale$39,900
2026-04-30Listing removed$55,000
2026-04-20Listed for sale$55,000
2025-09-22Pending sale$55,000
2025-06-13Price change$55,000
2025-03-28Listed for sale$99,900
2024-08-21Sold$27,100
2013-08-29Sold$14,791
2010-05-13Sold$25,000
1994-06-01Sold$32,000

For Sale by Agent

AgentMakaiyah DeFreitas
BrokerageHunt Real Estate ERA

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