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759 Youngs Corners Rd, Amsterdam, NY, 12010

2beds
2baths
1,200sqft
$749,999
$625price/sqft
$5,731/moest. monthly cost
$229,240/yrincome needed

About This Home

#1230 Private Riverside Retreat, Eastern Montgomery County No one can build on either side, hay meadows are across the road and, to the west - a one minute walk to swim or fish in the Schoharie, where you have 500' of owned frontage (498' frontage along the road). You'll drive right by and never notice the place, as the home is hidden both from road and from river. Your own private world on 1.4 acres. Huge trees of many kinds are everywhere, plus flower beds and fruit & nut trees: peach, prune-plum, cherry, mulberry, walnut. There is a a fenced in vegetable garden spot with a garden shed/chicken coop/playhouse. Wildlife roams through freely; the bald eagles and the fox kits are especially fun to watch. Everyday, you can hear the Schoharie rippling right from your home. The home is totally unique, a bit whimsical, and in excellent condition, with, among other things, a recently updated septic (2011), well (>300') and water system (2015), furnace (2018), roof, even a new piered foundation (2011). 4 zone gas HW heat plus wood stove and stone fireplace; you'll be snug and warm. If you are a wood-lover, this is the place for you. Many kinds of woods are utilized to great effect inside. There are walls of walnut and cherry wood, plus cedar, white oak, red fir... Each ceiling is wooden and the floors are every bit as nice. They do not believe in taking shortcuts here. Master carpenters have always been hired whenever they decided to make updates and improvements. There are 7 rooms, 2 of which are bedrooms. County records show it as 1160ft2, but I do not believe that includes the huge wrap-around former porch, which is now a fully integrated living space. Nearly everywhere, the ceilings are cathedral, sloped, and are wooden, either tongue and groove or with exposed rafters (extra insulation is above these - not to worry). All floors are wooden. 200 amp electric with some pendant lights. Let's explore the many features. The kitchen/entryway has a multi-paned windowed front door. A wood stove sits on a large custom-made bricked hearth and chimney area here. Custom hickory counter, granite sink, with 2 commercial grade stainless steel tables are on the other side. All appliances were new in 2018 (stove, dishwasher, 2 refrigerators + a stackable washer/drier). There is a security system. The living room contains the creek stone fireplace & chimney (separate flue from the chimney used for the wood stove). An antique wooden bathtub is utilized as a wood bin. Since this is the only room without cathedral ceilings, crown molding was able to be used. A large center beam supports the ceiling and the story above it. It has both storage and coat closets and a collapsible attic entry. The large wrap-around former back porch is heated and insulated and has walls of windows. They use this for dining, so they can look out onto the grounds or over to the river. It's the first choice of guests to use this room for sleeping. It has extra closet space and a moveable separation for the laundry. Base walls here are of cherry. There are 1 1/2 baths - the main bath features a clawfoot tub inset into a cedar alcove with shelves and next to it is a black onyx stand-alone shower, one with brass inlays and handrail. And then there is the special Mexican Sun hand basin for hand and face washing. Pretty neat. The second floor bedroom has plank flooring, a skylight and a Civil War era entry door. A stairs with decorative white oak rails and bannister lead to it. Off it is the half bath. The study has a wall-mounted TV and, with the addition of a closet or boudoir, could become a third bedroom. The basement has a work shop area and is drive-through for lawn equipment. It was recently rebuilt and has a dirt floor which could be easily excavated for additional living space or a wine cellar, should a new owner wish to do so. Walkways of Tamarack wood are along the front side and a deck is to the right. It features decorative and

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

2/10
2/10
Amsterdam High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Propane,Wood,Baseboard,Zoned,Hot Water
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,360
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Galley,Stainless Steel Counters

Property

Details

  • Parcel number: 27260086116
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Private,River,Scenic,Water,Wooded
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Riverfront
  • Waterbody name: Schoharie Creek
  • Frontage length: 0

Lot

  • Lot size: 1.40 Acres
  • Features: Room For Tennis,Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$350$4,200
Property Taxes $1,343$16,116
Electricity $246$2,954
Total$5,731$68,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,491/yr
40% on housing$171,930/yr
45% on housing$152,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 12010$135
Montgomery County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 12010$159
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$439,000
2026-07-23Listed for sale$749,999
2006-03-30Sold$159,000
2005-10-18Sold$57,500
2005-04-25Sold$35,000
1997-08-11Sold$29,000
1996-09-24Sold$17,550

For Sale by Agent

AgentRoland Vinyard
BrokerageVINYARDS CHOICE

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