




506 Prescott St, Herkimer, NY, 13350
About This Home
Welcome to 506 Prescott Street—an 1800+ sq ft, 4-bedroom, 1.5-bath two-story home in the heart of Herkimer, ready for its next chapter. Start your day on the warm, enclosed front porch, then step into a gracious foyer with soaring ceilings that set the tone for the home’s classic character. French doors open to a spacious, double-size living room anchored by a gas fireplace—perfect for cozy winter evenings. Just off the living room, a unique study/den features built-in cabinetry, creating an ideal library, home office, or creative retreat. The galley kitchen is complemented by convenient first-floor laundry, plus a nearby 1/4 bath. Bring your imagination—many virtually staged images highlight how easily each room can be refreshed into a modern, comfortable space. Prefer a different layout? Washer/dryer hookups are also available in the basement, allowing the first-floor laundry area to be reimagined as dining space. Hardwood floors are hidden underneath each room’s carpeting. Upstairs, you’ll find four well-sized bedrooms with ample closet space, plus a full bath and a built-in linen closet in the hallway. A full walk-up attic provides excellent bonus storage and flexibility for your long-term needs. The basement houses all your mechanicals with a newer 2024 furnace. Plenty of space for storage as well. Outside is where this home truly shines: enjoy summers in the in-ground pool and take in the park-like feel of a second lot dotted with flowering trees—an ideal backdrop for entertaining, gardening, or simply unwinding. A one-stall garage keeps your vehicle covered through the long winter months. This listing comprises tax parcels totaling 0.25 acres of land. Map numbers: 113.73-3-33 and 113.73-3-31. Prepare to reimagine this property and make it your own!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1905
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Blown-In Insulation,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: In Basement,Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Den
- Level: First
Dining Room
- Level: First
Features
- Den,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Natural Woodwork
- Flooring: Carpet,Hardwood,Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Foyer
- Level: First
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,892
- Total interior livable area: 1,892 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 21300111307300030330000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground
- Exterior features: Blacktop Driveway,Enclosed Porch,Fence,Pool,Porch
- Fencing: Partial
Lot
- Lot size: 5,501 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 50 x 110
Parking
- Total spaces: 1
- Parking features: Detached,Electricity,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Herkimer County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $297 | $3,564 |
| Electricity | $312 | $3,752 |
| Total | $1,868 | $22,416 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $260,000 |
For Sale by Agent
