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2308B River Rd, Potsdam, NY, 13676

3beds
1baths
0sqft
$179,000
--price/sqft
$1,541/moest. monthly cost
$61,640/yrincome needed

About This Home

WATERFRONT BEAUTY...This charming home is located on the fabulous Hannawa Pond. It has 3 bedrooms, full bathroom, large deck facing the waterfront along with a detached garage. The home heats with forced air oil heat and has a metal roof. The kitchen comes with all appliances along with washer and dryer. The owner just had a new drilled well completed on the property which is 45' deep and is producing 20 gallons pf water per minute. Presently being used as a seasonal residence but is a year round home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Clothes washer,Cooktop-Elec,Refrigerator,Stove,Water Heater(Electric)
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s),Open Floorplan
  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Forced Air,Kerosene

Interior Area

  • Total structure area: 920

Property

Details

  • Parcel number: 91.001512
  • Zoning description: RES 1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake access,Waterfront

Lot

  • Lot size: 0.28 Acres
  • Features: Level
  • Lot size dimensions: 50 x 240

Parking

  • Total spaces: 1
  • Parking features: 1 car garage,Automatic garage door,Oversized,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$103$1,236
Property Taxes $287$3,444
Electricity $246$2,954
Total$1,541$18,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,834/yr
40% on housing$46,230/yr
45% on housing$41,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13676$136
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13676$114
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-23Listed for sale$189,000

For Sale by Agent

AgentLucille Kassian
BrokerageKassian Real Estate, LLC

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