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519 Cedarville Rd, Ilion, NY, 13357

4beds
1baths
2,491sqft
$124,900
$50price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

Opportunity awaits with this 4-bedroom, 1-bath home situated on 4.4 scenic acres. The property has been completely gutted to the studs, providing a blank canvas for your renovation vision. Major preliminary work has already begun with the installation of a new electrical panel, allowing you to focus on bringing the home back to life. Additional features include a full basement, a walk-up attic offering excellent storage or potential expansion, a small storage shed, and a second outbuilding with a one-stall garage door. Whether you're an investor, contractor, or buyer looking to create your dream country home, this property offers endless possibilities in a peaceful setting with plenty of room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
3/10

Construction

Condition

  • Property condition: Resale,Fixer
  • Year built: 1870

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: First

Features

  • Other,See Remarks
  • Window features: Thermal Windows
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating

  • Heating features: Other,See Remarks,None

Interior Area

  • Total structure area: 2,491
  • Total interior livable area: 2,491 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 21320012400400010120000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dirt Driveway,Gravel Driveway

Lot

  • Lot size: 4.40 Acres
  • Features: Agricultural,Irregular Lot
  • Lot size dimensions: 581 x 400

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$65$780
Property Taxes $172$2,064
Electricity $411$4,939
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 13357$75
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13357$103
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$119,900
2026-07-15Listed for sale$124,900
2023-01-24Sold$54,000
2022-12-15Pending sale$54,900
2022-11-23Price change$54,900
2022-09-17Price change$64,900
2022-09-13Listed for sale$74,900
2022-08-30Listing removed--
2022-06-19Listed for sale$79,900
2019-10-07Sold$500
2007-01-30Sold$98,000

For Sale by Agent

AgentJohn C. Brown
BrokerageColdwell Banker Faith Properties

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