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1438 Newport Rd, Poland, NY, 13431

3beds
1baths
1,794sqft
$109,900
$61price/sqft
$1,074/moest. monthly cost
$42,960/yrincome needed

About This Home

Bring your vision and make this home your own! Nestled in a peaceful setting on a little over an acre, this property offers a great rare opportunity for renovation and a rural getaway. With some TLC, it can be transformed into the perfect retreat. If you've been looking for a project, an investment, or a consistent getaway, this is a must see gem!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1889

Materials

  • Foundation: Stone
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oil Water Heater,See Remarks
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Living Room,Living/Dining Room,Bedroom on Main Level
  • Flooring: Carpet,Laminate,Resilient,Varies

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 1,794
  • Total interior livable area: 1,794 sqft

Property

Details

  • Parcel number: 21480009900100010150000000
  • Special condition: Standard

Features

  • Exterior features: Dirt Driveway

Lot

  • Lot size: 1.10 Acres
  • Features: Irregular Lot,Rural Lot
  • Lot size dimensions: 137 x 183

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$71$852
Property Taxes $152$1,824
Electricity $296$3,557
Total$1,074$12,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,822/yr
40% on housing$32,220/yr
45% on housing$28,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 13431$64
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13431$153
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$99,900
2026-07-30Listed for sale$109,900
2026-05-14Sold$63,000
2026-01-19Listing removed$159,900
2025-08-29Price change$159,900
2025-07-18Listed for sale$169,900

For Sale by Agent

AgentMarianne Kawelo
BrokerageHunt Real Estate Era

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