105 Railroad St, Lowville, NY, 13367
About This Home
Located in Beaver River on Stillwater Reservoir. Wilderness Paradise, this is a unique opportunity to be part of a small but special community. An exceptionally built off grid cabin that is worth the effort to get there. Current owners have researched and designed cabin to be incredibly energy efficient, comfortable and well built. Highlights include: commercial generators (2), New generator (June 2025) Kubota Powered 14.7 KW Single Phase 120-140V. 130 feet deep well, septic system, 119 gallon bladder tank, on demand water heater, 500 sq foot enclosed porch, Anderson windows, Rinnai propane furnace (4), new kitchen, w/d, freezer, fridge upgrades. 3 bedrooms, 1 bath, screened porch. garage. Beaver River is a special place with a rich history. The community of summer cabins and the Norridgewock business is surrounded by state land and the 13 mile long Stillwater Reservoir. Great fishing, boating and camping. Public use dock on BR end and state put in at Stillwater end. This location is also very popular in the winter as you can access it via snowmobile. Winterizing the camp would be fairly easy. Must see! Boat access or fee barge used to reach Beaver River. Boat: 2017 Tracker Marine Pro Guide 175 with 115 Mercury motor also available for sale, separate from camp sale.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Freezer,Gas Cooktop,Gas Oven,Gas Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom
- Features: Ceramic Tile
- Level: First
- Area: 64
- Dimensions: 8 x 8
Bedroom2
- Features: Laminate Counters
- Level: Second
- Area: 360
- Dimensions: 15 x 24
Bedroom3
- Features: Laminate Counters
- Level: Second
- Area: 408
- Dimensions: 17 x 24
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Laminate Counters
- Level: First
- Area: 150
- Dimensions: 10 x 15
Features
- Ceiling Fan(s),High Speed Internet,Low Flow Plumbing Fixtures,Master Downstairs,Vaulted Ceiling(s),Wired for Sound
- Window features: Double Pane Windows
- Finished area below ground: 0
- Finished area above ground: 1,440
Great Room
- Level: First
- Area: 242
- Dimensions: 22 x 11
Heating & Cooling
- Heating features: Propane
- Cooling features: None
Interior Area
- Total structure area: 2,400
- Total interior livable area: 1,440 sqft
Kitchen
- Features: Laminate Counters
- Level: First
- Area: 96
- Dimensions: 8 x 12
Living Room
- Features: Laminate Counters
- Level: First
- Area: 242
- Dimensions: 22 x 11
Master Bathroom
- Level: First
- Area: 204
- Dimensions: 12 x 17
Master Bedroom
- Features: Laminate Counters
- Level: First
- Area: 204
- Dimensions: 12 x 17
Property
Details
- Parcel number: 025.7132
- Special condition: Standard
- Other equipment: Generator,Generator Hookup,Satellite Dish
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Screened
- Exterior features: Kennel,Lake Access Drive,Lighting,Storage
- Has view: Yes
- View description: Pond,Trees/Woods
- Has water view: Yes
- Water view: Pond
Lot
- Lot size: 0.55 Acres
- Features: Boat Access,Many Trees,Views,Wooded
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Herkimer County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $372 | $4,464 |
| Electricity | $246 | $2,954 |
| Total | $2,136 | $25,632 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-10 | Listed for sale | $269,000 |
| 2025-10-16 | Listing removed | $269,000 |
| 2023-07-11 | Listed for sale | $269,000 |
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