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20830 Cullen Ranch Rd, Katy, TX, 77449

3beds
2baths
1,698sqft
$264,999
$156price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

Welcome to 20830 Cullen Ranch Rd, Katy TX 77449 — a beautifully built 2019 home featuring 3 bedrooms, 2 baths, and 1,698 sq ft on a spacious 6,011 sq ft lot in the desirable Meadows at Westfield Village. Step inside to find custom high ceilings, tile flooring throughout the living, dining, and kitchen areas, and a large oversized island perfect for gatherings. Enjoy top-rated schools, nearby shopping, and easy access to major routes for your daily commute. Imagine cozy evenings by the living room window, weekend BBQs under the stars, and quiet mornings with coffee on your porch. Designed for comfort, connection, and lasting memories — this is where your story begins. Schedule your private tour today and experience why 20830 Cullen Ranch Rd is the perfect place to call home.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
Thornton Middle SchoolGrades 6-81.3 mi
5/10
Cypress Park High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,698
  • Total interior livable area: 1,698 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Tub/Shower Combo,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 1397800030017

Features

  • Stories: 1

Lot

  • Lot size: 6,002 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$213$2,556
Property Taxes $144$1,728
Electricity $238$2,859
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 77449$125
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77449$140
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$279,999
2026-03-24Price change$299,999
2025-11-06Listed for sale$309,999

For Sale by Agent

AgentCesar Martinez
BrokerageBlueRoof Real Estate

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