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20606 Iron Timber Ln, Katy, TX, 77449

5beds
3baths
3,150sqft
$369,000
$117price/sqft
$2,715/moest. monthly cost
$108,600/yrincome needed

About This Home

6 ROOMS TOTAL!!! COVERED BACKYARD PATIO!!! WALKING DISTANCE TO THE HIGHLY RATED SCHOOL!!! Welcome to this beautiful two-story home featuring 5 BEDROOMS +1 ADDITIONAL OFFICE ROOM, 2.5 bathrooms, and an open-concept floor plan. The first floor offers durable tile flooring throughout the main living areas, a spacious family room, and a large kitchen with granite countertops, ample cabinet space, and a breakfast bar. Upstairs features generously sized bedrooms along with a versatile game room/flex space that can be used as a home office, study area, or additional living space. The primary suite includes a private bath and walk-in closet. Enjoy a fully fenced backyard and a covered patio, perfect for outdoor relaxation. Conveniently located with easy access to major highways, shopping, dining, and highly rated Katy area schools.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
New Elementary SchoolGrades PK-50.2 mi
4/10
Thornton Middle SchoolGrades 6-81.2 mi
5/10
Cypress Park High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Primary Bed - 1st Floor

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,150
  • Total interior livable area: 3,150 sqft

Property

Details

  • Parcel number: 1397890020002

Features

  • Stories: 2

Lot

  • Lot size: 5,044 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$297$3,564
Property Taxes $208$2,496
Electricity $345$4,150
Total$2,715$32,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,085/yr
40% on housing$81,450/yr
45% on housing$72,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 77449$125
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77449$140
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$2,650
2026-07-18Price change$369,000
2026-06-24Listed for sale$379,000
2026-06-04Listed for rent$2,750

For Sale by Agent

AgentDarren Huang
BrokerageA Plus Real Estate

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