208 Joy Tract Rd, Old Forge, NY, 13420
About This Home
Cozy Cottage in Old Forge Neighborhood Charming 1-bath cottage nestled on a generous lot in a peaceful Old Forge setting. Enjoy relaxing mornings on the enclosed porch or cozy evenings by the fireplace. The cottage's interior has a touch of vintage charm and could shine with your personal updates. Perfect as a seasonal retreat, vacation getaway or investment property. Highlights: Spacious lot with room to expand. Inviting porch and warm fireplace Quiet neighborhood Close to conveniences Endless potential Front deck off porch Your Adirondack escape awaits-come see this little charmer! Cottage is sold as is with some furnishings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Pillar/Post/Pier
- Roof: Asphalt
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Water Heater
- Laundry features: None
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- High Speed Internet,Natural Woodwork,Storage
- Door features: Storm Door(s)
- Window features: Screens,Single Pane Windows
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 509
Heating & Cooling
- Heating features: Electric
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 509
- Total interior livable area: 509 sqft
Property
Details
- Parcel number: 041.66960
- Zoning: Residential
- Special condition: Standard
Features
- Levels: One
- Pool features: None
- Patio & porch: Deck,Front Porch,Glass Enclosed,Rear Porch
- Exterior features: Private Entrance,Private Yard
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.34 Acres
- Features: Back Yard,Cleared,Corners Marked,Few Trees,Front Yard,Private
Parking
- Parking features: Driveway,Gravel,No Garage,Off Street,Outside
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Herkimer County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $387 | $4,644 |
| Electricity | $246 | $2,954 |
| Total | $2,129 | $25,548 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Price change | $280,000 |
| 2026-05-24 | Listed for sale | $295,000 |
| 2026-02-14 | Listing removed | $272,500 |
| 2025-08-29 | Price change | $272,500 |
| 2025-08-12 | Listed for sale | $295,000 |
For Sale by Agent
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