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318 High Peak Pl, Elizabethtown, KY, 42701

5beds
3baths
3,000sqft
$534,000
$178price/sqft
$3,699/moest. monthly cost
$147,960/yrincome needed

About This Home

Experience the charm of this stunning ranch-style home located in the highly sought-after Summit Creek neighborhood. This spacious residence boasts 5 bedrooms and 3 bathrooms, all situated on a generous 0.47-acre lot. Enjoy the inviting open-concept living area that flows seamlessly. In the basement, you'll find two bedrooms, a full bathroom, and a stylish wet bar—perfect for entertaining guests. The property also features a practical utility garage, ideal for storing lawn equipment and ensuring your outdoor space is always perfectly maintained. Incorporated advanced spray foam insulation and top-of-the-line building materials to ensure optimal energy efficiency and long-lasting protection for the structure. Don't miss out on the opportunity to make this beautiful home yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
John Hardin High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,300
  • Finished area above ground: 1,700

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 3,000 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1840008017

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 0.48 Acres
  • Features: Cul-De-Sac,Sidewalk,Dead End

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,700$32,400
Home Insurance *$309$3,708
Property Taxes $454$5,448
Electricity $236$2,842
Total$3,699$44,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,822/yr
40% on housing$110,970/yr
45% on housing$98,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$143
Hardin County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$534,000
2026-06-09Listed for sale$559,000
2026-05-04Listing removed$559,000
2026-04-21Price change$559,000
2026-04-09Price change$569,000
2026-01-21Listed for sale$579,000
2026-01-20Listing removed--
2024-07-17Sold$549,900
2024-06-07Price change$549,900
2023-06-14Listed for sale$560,000
2023-06-13Listing removed--
2023-06-06Listed for sale$560,000

For Sale by Agent

AgentJanet Perkins
BrokerageRE/MAX Executive Group, Inc.

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