108 Summit Creek Dr, Elizabethtown, KY, 42701
About This Home
Step into extraordinary living with this fabulous sprawling ranch that delivers true wow factor from the moment you arrive. Designed for both luxury and comfort, this stunning home offers five spacious bedrooms and four full bathrooms, creating the perfect blend of elegance and functionality. The main level showcases gorgeous engineered hardwood flooring and a bright, open layout that feels both grand and welcoming. The heart of the home is the beautifully designed kitchen featuring sleek quartz countertops, abundant cabinetry, and plenty of space for gathering, entertaining, and everyday living. Every detail throughout the home reflects quality craftsmanship and thoughtful design. The fully finished lower level is truly exceptional and elevates this home to another level. Here you'll find an incredible custom bar area that serves as the centerpiece of the space, perfect for hosting unforgettable gatherings. The basement also features a large family room, two full bathrooms, a private bedroom, and a dedicated workout area, creating an ideal setup for entertaining, guests, or multi-generational living. With generous living spaces, high-end finishes, and a layout designed for both entertaining and relaxation, this home is nothing short of a showstopper. Every corner offers style, comfort, and that undeniable "wow" factor buyers are searching for. A rare opportunity to own a truly remarkable home that impresses at every turn.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Shingle
- Construction materials: Cement Siding,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Walkout Finished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Finished area below ground: 2,000
- Finished area above ground: 2,151
Gym
- Level: Basement
Heating
- Heating features: Electric
Interior Area
- Total structure area: 2,151
- Total interior livable area: 4,151 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 1840008027
Features
- Stories: 1
Lot
- Lot size: 0.34 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Entry Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,972 | $35,664 |
| Home Insurance * | $341 | $4,092 |
| Property Taxes | $1 | $12 |
| Electricity | $327 | $3,933 |
| Total | $3,641 | $43,692 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $609,900 |
| 2026-04-06 | Price change | $619,900 |
| 2026-03-10 | Listed for sale | $629,900 |
| 2023-06-30 | Sold | $485,000 |
| 2023-04-22 | Listed for sale | $499,900 |
| 2023-03-16 | Listing removed | -- |
| 2023-02-27 | Price change | $499,900 |
| 2022-08-31 | Price change | $499,999 |
| 2022-08-26 | Listed for sale | $499,900 |
| 2022-05-13 | Sold | $46,500 |
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