305 Summit Creek Dr, Elizabethtown, KY, 42701
About This Home
Spacious and beautifully designed, this 5-bedroom, 3-bath brick home offers the perfect blend of comfort and style. Step inside to a stunning vaulted great room that flows seamlessly into the open-concept living and kitchen area—ideal for entertaining and everyday living. The kitchen features granite countertops and ample space for gathering. The finished basement boasts a large family room with durable LVP flooring, providing plenty of room for relaxation or recreation. The primary suite includes a tiled shower for a touch of luxury, while two water heaters ensure convenience for a busy household. Enjoy outdoor living year-round with both covered front and back porches, perfect for morning coffee or evening unwinding. This home truly has the space, features, and layout to meet all your needs.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional,Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Area: 1698
Basement
- Has basement: Yes
- Basement: Full
Bathroom
- Features: Double Vanity,Granite Counters,Tub/Shower Combo
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Basement
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Split Bedroom Floor Plan,Vaulted Ceiling(s),Walls (Dry Wall),Kitchen/Dining Combo,Living/Dining Combo
- Door features: Storm Door(s)
- Window features: Thermo Pane Windows,Blinds
- Flooring: Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,196
- Total interior livable area: 3,196 sqft
Kitchen
- Features: Granite Counters,Pantry
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1840008040
Features
- Patio & porch: Covered Front Porch,Covered Patio,Patio
- Exterior features: Concrete Walks,Landscaping
- Fencing: None
- Waterbody name: None
Lot
- Lot size: 9,147 sqft
- Features: City Lot,Subdivided
Parking
- Total spaces: 2
- Parking features: Attached,Front Entry
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $278 | $3,336 |
| Property Taxes | $1 | $12 |
| Electricity | $252 | $3,028 |
| Total | $2,958 | $35,496 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $489,900 |
| 2026-04-29 | Price change | $499,900 |
| 2026-04-21 | Listed for sale | $519,000 |
| 2023-07-05 | Sold | $476,500 |
| 2023-03-22 | Listed for sale | $475,000 |
| 2021-08-06 | Sold | $45,500 |
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