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1603 Deer Pointe Dr, South Elgin, IL, 60177

3beds
3baths
1,764sqft
$349,900
$198price/sqft
$2,673/moest. monthly cost
$106,920/yrincome needed

About This Home

Beautiful townhome ready for immediate occupancy. This home has 3 bedrooms, 2.5 baths, and a finished basement. Freshly painted walls and brand new carpet make this truly move in ready. Kitchen with stainless steel appliances, 42-inch cabinets, an oversized island, and granite countertops. Primary ensuite offers a walk-in closet and a private bath. Closets feature built in shelves and drawer organization. Laundry area adds convenience to your daily routines. Large deck located off kitchen for grilling and relaxing. This home has access to biking/walking path right out the front door. Located near schools, shopping, and dining, this home certainly checks all the boxes for any buyer. Set your showing today to take advantage of this opportunity.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Clinton Elementary SchoolGrades PK-61.1 mi
7/10
4/10
South Elgin High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: AMHERST

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Daylight

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 90
  • Dimensions: 9X10

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 90
  • Dimensions: 9X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s),Blinds)
  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Family Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Basement
  • Area: 104
  • Dimensions: 13X8

Features

  • Built-in Features,Walk-In Closet(s),High Ceilings,Granite Counters,Separate Dining Room,Pantry
  • Window features: Drapes
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet,Granite Counters),Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 9X20

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 48
  • Dimensions: 6X8

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 195
  • Dimensions: 13X15

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
  • Level: Second
  • Area: 192
  • Dimensions: 12X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0625179064
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s)

Features

  • Exterior features: Balcony

Lot

  • Lot size: 1,518 sqft
  • Lot size dimensions: 23X66

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$134$1,608
Property Taxes $635$7,620
Electricity $135$1,628
Total$2,673$32,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,645/yr
40% on housing$80,190/yr
45% on housing$71,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 60177$200
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60177$218
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$349,900
2026-06-10Listed for sale$364,900
2026-04-23Sold$278,000
2023-09-19Sold$310,000
2023-08-04Contingent$307,000
2023-07-27Listed for sale$307,000
2018-07-31Sold$227,000

For Sale by Agent

AgentKristopher Kummer
BrokerageOne Percent Properties

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