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124 Church St, Charleston, SC, 29401

3beds
3baths
2,652sqft
$2,195,000
$828price/sqft
$13,143/moest. monthly cost
$525,720/yrincome needed

About This Home

A lovely three story brick masonry home located near cobble stoned Chalmers St in a very nice theater district. The French Quarter is a special neighborhood with art galleries, restaurants and churches within a few blocks. This is a treasure in one of the most desirable settings in Charleston. It includes a delightful courtyard.

Getting Around

91
WalkingWalker's Paradise
38
TransitSome Transit
81
BikeVery Bikeable

Schools

2/10
4/10
1/10
Burke High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1790

Materials

  • Construction materials: Block,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Carriage/Kitchen House
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Formal Living
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Bedroom,Living Room,Three +
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,652
  • Total interior livable area: 2,652 sqft

Property

Details

  • Parcel number: 4580903014

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 1,742 sqft
  • Features: High,Interior Lot,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Earthquake
Ice Storm
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,099$133,188
Home Insurance *$1,058$12,696
Property Taxes $731$8,772
Electricity $255$3,060
Total$13,143$157,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$450,617/yr
40% on housing$394,290/yr
45% on housing$350,480/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$828This listing

vs Other Active Listings

Avg $/sqft

ZIP 29401$764
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29401$1,097
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$2,195,000
2026-03-10Price change$2,395,000
2026-01-30Listed for sale$2,600,000

For Sale by Agent

AgentDaniel Jr. Ravenel
BrokerageDaniel Ravenel Sotheby's International Realty

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