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1614 Sugar Creek Dr, Festus, MO, 63028

3beds
2baths
2,011sqft
$575,000
$286price/sqft
$3,885/moest. monthly cost
$155,400/yrincome needed

About This Home

This newer built ranch home blends modern comfort with timeless curb appeal. A classic brick front anchors the exterior, offering a sense of permanence and warmth from the moment you arrive. Inside, a thoughtfully designed single-level floor plan flows effortlessly from room to room, featuring an open-concept living area ideal for gatherings or relaxed evenings at home. Large windows flood the space with natural light, highlighting the home’s clean lines and modern finishes throughout. The spacious great room opens seamlessly to the kitchen and dining area, creating a bright and inviting heart of the home. The kitchen is beautifully appointed with upgraded cabinetry featuring soft-close doors and drawers, high-definition countertops, a center island with seating, pantry, and modern lighting and hardware. Quality appliances and stylish finishes make this space both functional and visually striking. The private primary suite offers a comfortable retreat with generous closet space and a well-finished ensuite bath. Two additional bedrooms and a full bath provide flexibility for guests, family, or a home office. A convenient main-level laundry room adds everyday ease. Additional features include vinyl plank flooring, ceramic tile in both baths and laundry, six-panel doors with wide baseboard trim, insulated windows, architectural shingles, and a three-car attached garage. A full basement offers abundant storage and the opportunity for future finishing. This home is sure to impress! Motivated Sellers due to work transfer.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

10/10
Festus Elementary SchoolGrades K-31.0 mi
7/10
Festus Middle SchoolGrades 7-80.8 mi
8/10
Festus Sr. High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,011

Great Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 357
  • Dimensions: 21x17

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,011
  • Total interior livable area: 2,011 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 66
  • Dimensions: 11x6

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 181.012.00005011.18
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Composite,Covered,Deck

Lot

  • Lot size: 10,454 sqft
  • Features: Back Yard

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Driveway,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$442$5,304
Property Taxes $383$4,596
Electricity $153$1,842
Total$3,885$46,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,200/yr
40% on housing$116,550/yr
45% on housing$103,600/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 63028$168
Jefferson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 63028$177
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$595,000
2026-03-06Price change$615,000
2026-01-17Listed for sale$625,000

For Sale by Agent

AgentSusan E Wright
BrokerageWright Living Real Estate, LLC

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