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1604 Sugar Creek Dr, Festus, MO, 63028

3beds
3baths
2,000sqft
$629,900
$315price/sqft
$4,240/moest. monthly cost
$169,600/yrincome needed

About This Home

Gorgeous Ranch home being built in Wellington Place Subdivision, only minutes from shopping, Restaurants and Major Highways. This is not your usual cookie cutter subdivision. Smaller Subdivision with different styles of homes make this a must see. Check out this new 3-bedroom, 2.5-bath Ranch home that is loaded with options. Oversized 3 car garage, walk-out basement, 12 ft. ceilings in the Great room, Breakfast area and Kitchen, 9 ft ceilings through-out the rest of home, Window wall in Great room, huge island in Kitchen, granite counter-top, stainless appliances, built-in microwave, open staircase with wrought iron spindles and a custom walk-in shower in the primary bathroom. Pictures are of previously sold homes- options may vary.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

10/10
Festus Elementary SchoolGrades K-31.0 mi
7/10
Festus Middle SchoolGrades 7-80.8 mi
8/10
Festus Sr. High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes

Materials

  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished,Walk-Out Access

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Solid Surface Countertop(s)
  • Door features: Sliding Doors
  • Window features: Tilt-In Windows
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,000

Great Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 456
  • Dimensions: 24x19

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Property

Details

  • Parcel number: 1810120000501134
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Sloped

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$484$5,808
Property Taxes $419$5,028
Electricity $152$1,832
Total$4,240$50,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,371/yr
40% on housing$127,200/yr
45% on housing$113,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 63028$167
Jefferson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 63028$177
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-10Listed for sale$629,900

New Construction

AgentDavid L McKeen
BrokerageBerkshire Hathaway HomeServices Select Properties

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