See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1362 Richards Dr, Watertown, NY, 13601

4beds
2baths
1,925sqft
$210,000
$109price/sqft
$1,719/moest. monthly cost
$68,760/yrincome needed

About This Home

Welcome to this spacious 4-bedroom, 2-bath ranch home set on an impressive 2.11-acre lot within the City of Watertown,a rare opportunity to enjoy both privacy and convenience in one property. With its generous layout, abundant natural light, and expansive outdoor space, this home offers the perfect canvas for creating something truly special.Mature trees and open areas create a peaceful backdrop, while still keeping you close to everything Watertown has to offer.Sunlight pours into the living spaces, creating a bright and welcoming atmosphere that enhances the home’s layout and makes each room feel warm and inviting. The ranch-style design offers the ease of single-level living, with a flow that is both practical and comfortable.The large kitchen truly serves as the heart of the home and features a dedicated eat-in area, perfect for casual meals, morning coffee, or gathering with family and friends. In addition to the eat-in kitchen, the home also offers a formal dining area,ideal for hosting holidays, dinner parties, or special occasions. A standout feature of this home is the presence of two separate living rooms, offering exceptional flexibility for a variety of lifestyles. One living area can serve as a primary gathering space, while the second is perfect for a family room, media room, home office, or playroom. The four bedrooms offer versatility and comfort, whether you need space for family, guests, office, or hobbies. The two full bathrooms are conveniently located and updated.With solid bones and a desirable layout, this property is ideal for those with vision. Whether you’re an investor, a first-time buyer ready to take on a project, or someone looking to design a long-term home, the potential here is undeniable.One of the standout features of this property is its location. Situated within the City of Watertown, the home offers convenient access to shopping, schools, restaurants, and everyday amenities. The outdoor space further enhances the appeal of this property. With over two acres of land, there’s plenty of room to expand your outdoor living areas, create gardens, add recreational features, or simply enjoy the open space.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Sherman SchoolGrades K-40.4 mi
7/10
Case Middle SchoolGrades 7-80.3 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Poured,Slab
  • Roof: Flat
  • Construction materials: Composite Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Range Hood
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
  • Flooring: Laminate,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,925
  • Total interior livable area: 1,925 sqft

Property

Details

  • Parcel number: 22180001400000191060000000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 2.11 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 249 x 340

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$109$1,308
Property Taxes $231$2,772
Electricity $318$3,817
Total$1,719$20,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,937/yr
40% on housing$51,570/yr
45% on housing$45,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$115
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$244,000
2026-04-18Listed for sale$249,000
2026-03-15Listing removed$250,000
2026-02-23Price change$250,000
2025-11-10Listed for sale$260,000
2020-05-15Sold$167,000
2020-04-27Pending sale$176,000
2020-03-02Listed for sale$176,000
2020-01-11Listing removed$184,900
2019-10-08Listed for sale$184,900
1996-07-18Sold$104,000

For Sale by Agent

AgentMary Grace Britt
BrokerageBerkshire Hathaway HomeServices CNY Realty Watn

Similar Homes