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95 S Main St APT 102, Memphis, TN, 38103

3beds
3baths
1,831sqft
$349,000
$191price/sqft
$2,468/moest. monthly cost
$98,720/yrincome needed

About This Home

Versatile Property: Condo Plus Office Business and Residence Combined This property offers an exceptional opportunity to combine business and living spaces in one convenient location. The condo is currently set up for medical services, featuring: • Three exam rooms equipped with storage cabinets and granite countertops • A bright and welcoming reception area • A light-filled waiting room • Two baths The second level enhances versatility with: • Two offices • A work area • A studio apartment that includes: • A full kitchen • Living area • Full bath • Washer and dryer All furniture and appliances are included, ensuring a seamless transition for the new owner. Secure access to parking is provided from both levels for owner(Parking can be Fun ) garage , adding to the convenience and security of this remarkable property.

Getting Around

94
WalkingWalker's Paradise
51
TransitGood Transit
88
BikeVery Bikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedroom2

  • Area: 63

Bedroom3

  • Area: 60

Bedroom4

  • Area: 108

Bedroom5

  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 132

Features

  • 1 or More BR Down,Renovated Bathroom,Eff/Studio,Smooth Ceiling,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Wood Laminate Floors,Tile

Heating & Cooling

  • Heating features: Central,Natural Gas,3 or More Systems
  • Cooling features: 3 or More Systems,Central Air

Interior Area

  • Total interior livable area: 1,831 sqft

Kitchen

  • Features: Updated/Renovated Kitchen,Breakfast Bar
  • Area: 117

Living Room

  • Area: 240

Master Bedroom

  • Area: 130

Property

Details

  • Parcel number: 002042 A00002
  • Attached to another structure: Yes

Features

  • Stories: 2
  • Pool features: None
  • Exterior features: Other (See REMARKS)
  • Living area range: 1800-1999

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 109.34 x 63.75

Parking

  • Parking features: Street Parking Only

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance $247$2,964
Property Taxes $282$3,384
Electricity $175$2,103
Total$2,468$29,616

Income You'd Need if You Spent...

35% on housing$84,617/yr
40% on housing$74,040/yr
45% on housing$65,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 38103$189
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38103$206
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$379,000
2026-01-08Price change$400,000
2025-08-09Price change$424,900
2025-05-03Listed for sale$439,900
2021-01-12Sold$305,000
2009-09-28Sold$250,000
2008-04-10Sold$250,000
2006-11-30Sold$370,000
2006-09-19Sold$370,000

For Sale by Agent

AgentConnie Farina
BrokerageC21 Home First, REALTORS

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