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17621 Richter Rd, Rogersville, AL, 35652

4beds
2baths
1,770sqft
$592,000
$334price/sqft
$3,800/moest. monthly cost
$152,000/yrincome needed

About This Home

Experience waterfront living in this beautifully furnished 1,770 square feet 4-bedroom, 2-bathroom retreat near Rogersville. This multi-level home offers scenic water views and blends modern comfort with cozy cottage charm. The spacious living area features a fireplace, while the kitchen includes granite countertops, a farmhouse sink, an oversized stainless steel refrigerator, and a tankless water heater. Bedrooms provide comfort and privacy, including a fun bunk room for guests or flexible use. This property is fully furnished and also includes one grill, and two jet skis. Outside, enjoy a private dock with 2 boat slips and 2 jet ski slips for easy water access. Ideal as a primary residence, vacation home, or weekend getaway, this property offers the perfect setting for relaxed waterfront living in North Alabama.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
Owens Elementary SchoolGrades PK-510.0 mi
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1971

Materials

  • Foundation: Block
  • Construction materials: Asphalt,Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Fan,Freezer,Ice Maker,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer Stacked
  • Laundry features: In Basement

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Ceilings-Beamed,Counters - Solid Surface,Eat-in Kitchen,Freshly Painted,High Speed Internet,Kitchen Island,Natural Woodwork,Open Floorplan,Primary Bedroom Main,Smart Thermostat,Storage,Walk-In Closet(s)
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 0
  • Finished area above ground: 1,770

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,770
  • Total interior livable area: 1,770 sqft

Property

Details

  • Parcel number: 1203062000010000

Features

  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Rear Porch
  • Exterior features: Balcony,Boat Slip,Dock,Fire Pit,Lighting,Private Entrance,Private Yard
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Boat House,Boat Lift,Jet Ski Lift,Lake Front,Pier,River Access,River Front,Seawall
  • Waterbody name: Elk River

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 65 x 289

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Drought
Earthquake
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,993$35,916
Home Insurance *$410$4,920
Property Taxes $157$1,884
Electricity $240$2,881
Total$3,800$45,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,285/yr
40% on housing$114,000/yr
45% on housing$101,333/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 35652$191
Limestone County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 35652$182
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$592,000
2026-06-23Price change$592,000
2026-06-12Listed for sale$615,000
2026-05-31Pending sale$615,000
2026-05-17Listed for sale$615,000
2024-09-04Sold$530,000
2024-08-15Pending sale$550,000
2024-08-02Contingent$550,000
2024-08-02Pending sale$550,000
2024-07-12Listed for sale$550,000
2022-08-19Sold$480,000
2022-06-08Listed for sale$515,000
2014-02-03Sold$217,000

For Sale by Agent

AgentKelly Hovater
BrokerageModern Market Real Estate

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