131 McMaster St, Owego, NY, 13827
About This Home
If you are looking for a Tiny Home then look no further. This building is zoned Commercial but has a full kitchen and full bathroom plus living space for cozy minimalistic living. There is laundry hook ups in the full basement. Plenty of room for expansion if desired. Enjoy this home for yourself or rent it out for investment purposes. This building can be used for multiple uses. Cash Only! Proof of Funds required for showings.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Foundation: Basement
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Range,Gas Water Heater,Refrigerator
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window features: Insulated Windows
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 400
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 400 sqft
Kitchen
- Level: First
- Dimensions: 14.5x11.5
Living Room
- Level: First
- Dimensions: 14.5x8.5
Property
Details
- Parcel number: 49300112808121
- Zoning: Com 1
- Zoning description: Com 1
Lot
- Lot size: 7,405 sqft
- Features: Level
- Lot size dimensions: 56.3 x 87.75
Parking
- Parking features: Parking Space(s)
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Tioga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $302 | $3,624 |
| Home Insurance * | $27 | $324 |
| Property Taxes | $102 | $1,224 |
| Electricity | $246 | $2,954 |
| Total | $677 | $8,124 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Price change | $59,900 |
| 2026-05-11 | Listed for sale | $64,900 |
| 2019-08-30 | Sold | $1,000 |
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