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25345 Bonney Rd, Watertown, NY, 13601

4beds
2baths
2,838sqft
$450,000
$159price/sqft
$3,473/moest. monthly cost
$138,920/yrincome needed

About This Home

Discover your own North Country retreat on nearly 17 acres of peaceful countryside — a rare opportunity to own a beautifully maintained home with a full horse barn and four stables, perfect for equestrians, hobby farmers, or anyone seeking space, privacy, and a true rural lifestyle. This Cape Cod-style home welcomes you with a warm, open layout featuring a quartz-countertop kitchen, breakfast bar, and a comfortable living/dining area ideal for everyday living. The first-floor primary suite offers convenience and privacy, while the finished lower level expands your living space with two additional bedrooms with egress, a bonus room perfect for an office or flex space, and a large rec area. Enjoy morning coffee on the covered front porch, unwind on the back porch overlooking the acreage, or watch wildlife gather around your private pond — a natural attraction for geese, ducks, and serene views year-round. Horse lovers will appreciate the well-built barn with four stables, ample turnout space, and a layout designed for easy care and daily enjoyment. Whether you dream of boarding horses, starting a small farm, or simply keeping your own animals close, this property offers the land and infrastructure to make it possible. Additional features include a detached 2-car garage, central air, heated floors, hardwood and tile flooring, a permanent generator, and a quiet location just minutes from Watertown. Currently tenant-occupied until the end of December, but the tenant is willing to relocate early with an accepted offer. This is more than a home — it’s a lifestyle. Come experience the space, freedom, and possibilities this North Country horse farm has to offer.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Brownville SchoolGrades 3-62.3 mi
--
Dexter Elementary SchoolGrades PK-23.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Propane Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Central Vacuum,Separate/Formal Living Room,Living/Dining Room,Quartz Counters,Natural Woodwork,Bedroom on Main Level,Convertible Bedroom,Loft,Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Flooring: Hardwood,Tile,Varies

Heating & Cooling

  • Heating features: Propane,Hot Water,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,838
  • Total interior livable area: 2,838 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 2226890730060001002000
  • Special condition: Standard
  • Other equipment: Generator
  • Horse amenities: Horses Allowed

Features

  • Patio & porch: Patio
  • Exterior features: Fully Fenced,Gravel Driveway,Patio,Propane Tank - Leased
  • Fencing: Full
  • Horses can be raised: Yes

Lot

  • Lot size: 16.87 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 194 x 1955

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$234$2,808
Property Taxes $495$5,940
Electricity $469$5,628
Total$3,473$41,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,074/yr
40% on housing$104,190/yr
45% on housing$92,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$114
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-26Listed for sale$450,000
2025-12-28Listing removed$450,000
2025-12-11Listing removed$2,500
2025-10-07Price change$450,000
2025-08-30Price change$2,500
2025-08-18Price change$475,000
2025-07-29Price change$500,000
2025-07-22Listed for rent$3,000
2025-07-08Price change$525,000
2025-04-25Listed for sale$550,000
2025-04-02Listing removed$550,000
2025-02-27Price change$550,000
2024-10-08Listed for sale$590,000
2024-10-07Listing removed$750,000
2024-08-23Listed for sale$750,000
2012-12-01Listing removed$497,000
2011-12-03Listed for sale$497,000
1996-05-28Sold$12,920

For Sale by Agent

AgentSonia Conlin
BrokerageHappily Ever After Realty Corp

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