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1828 McKenzie Way S, Old Fort, NC, 28711

3beds
2baths
1,285sqft
$415,000
$323price/sqft
$2,649/moest. monthly cost
$105,960/yrincome needed

About This Home

Escape to nature and privacy at 1828 McKenzie Way South in Gateway Mountain. This charming cedar-sided home is nestled among the trees and features a wraparound porch, a level yard, and beautiful mountain views. Enjoy the added privacy of being adjacent to a conservancy while still benefiting from easy paved road access. Located just one mile to Waterfall Park and adjacent to future NC State Forest. The property includes four lots totaling approximately 4 acres, offering additional space and future potential. While the home could benefit from some minor repairs and cosmetic updates, it presents an excellent opportunity to add your own personal touches and build equity in a mountain setting close to all the areas most popular destinations. Whether you're searching for a primary residence, mountain getaway, or income-producing short-term rental, this property offers tremendous potential. Outdoor enthusiasts will appreciate the endless opportunities for hiking, walking, and exploring within Gateway Mountain, as well as the renowned biking trails and recreation available nearby in Old Fort. Use this home as your base camp for adventure or simply relax and enjoy your own private mountain retreat. Schedule your showing today and discover the possibilities this unique property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Black Mountain ElementaryGrades 4-510.1 mi
5/10
Charles D Owen MiddleGrades 6-812.4 mi
8/10
Charles D Owen HighGrades 9-1212.5 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,285

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,285
  • Total interior livable area: 1,285 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 065600523964
  • Zoning: RUR-HMST
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 4 Acres
  • Features: Private,Wooded,Views

Parking

  • Parking features: Basement

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Landslide
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$115$1,380
Property Taxes $236$2,832
Electricity $200$2,405
Total$2,649$31,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,822/yr
40% on housing$79,470/yr
45% on housing$70,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$273
McDowell County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$415,000
2026-06-08Listed for sale$425,000

For Sale by Agent

AgentJeannie Conner
BrokerageGreybeard Realty Old Fort Office

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