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171 S Market St, Cape Vincent, NY, 13618

4beds
2baths
2,178sqft
$169,000
$78price/sqft
$1,476/moest. monthly cost
$59,040/yrincome needed

About This Home

This spacious 4-bedroom, 1.5-bath home offers nearly 2,200 square feet of character, history, and opportunity. Originally serving as the local grange where farmers once gathered, the home carries a unique history. While the property does need work, it offers a solid starting point for the right buyer looking to restore and reimagine a truly special space. The large kitchen is a standout, featuring updated appliances and an abundance of counter space, making it ideal for cooking, entertaining, or future upgrades. A dining area sits just off the kitchen, perfect for gatherings. The current owner has also utilized the attic space as a home office, adding valuable flexible space for remote work, a studio, or additional storage. Heating has been thoughtfully maintained with a boiler less than six years old, a water heater approximately three years old, and an additional 300 feet of heated piping beneath the kitchen floor powered by hot water baseboard heat. The location adds even more appeal—situated just four blocks from the St. Lawrence River, only a block from the Channel Marker, and minutes to the center of town, offering both convenience and proximity to waterfront amenities. Outside, you’ll find a large fenced-in backyard providing privacy and space to enjoy the outdoors, along with a shed for additional storage. Inside, a beautiful brick fireplace adds visual charm and rustic appeal (fireplace to be checked), serving as a striking focal point. With its size, layout, historic roots, flexible spaces, and prime location, this home presents an opportunity to create a very spacious and distinctive residence.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Stone
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Oil Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Country Kitchen,Storage
  • Flooring: Hardwood,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Oil,Other,See Remarks,Radiant Floor
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 2,178
  • Total interior livable area: 2,178 sqft

Property

Details

  • Parcel number: 2228010390810002082000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Fully Fenced,Gravel Driveway
  • Fencing: Full

Lot

  • Lot size: 9,278 sqft
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 60 x 160

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$78$936
Property Taxes $185$2,220
Electricity $359$4,319
Total$1,476$17,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,605/yr
40% on housing$44,280/yr
45% on housing$39,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 13618$125
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13618$177
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$185,000
2026-01-18Listed for sale$200,000
2002-10-31Sold$99,500

For Sale by Agent

AgentBeth Miller
BrokerageLake Ontario Realty, LLC

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