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215 William St, Cape Vincent, NY, 13618

5beds
3baths
2,835sqft
$319,900
$113price/sqft
$2,584/moest. monthly cost
$103,360/yrincome needed

About This Home

Come check out this amazing historic find in the quaint village of Cape Vincent! Only one block from the marina, this incredible Historic home is ready for new owners after decades of being in the same family! 5 bedrooms,2.5 baths, 2 cozy kitchen, large living room, large corner lot with barn and so much more! This charmer is ready for your updates and to make it your own! A home this size at this price is a rare find so you will not want to miss out!!! Walking distance to public river access and boat launch! Call today before its too late!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1870

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Electric Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room,Country Kitchen,Bedroom on Main Level
  • Flooring: Carpet,Hardwood,Varies

Heating & Cooling

  • Heating features: Propane,Zoned,Hot Water
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,835
  • Total interior livable area: 2,835 sqft

Property

Details

  • Parcel number: 2228010390810003007000
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: River Access,Stream
  • Waterbody name: Saint Lawrence Seaway

Lot

  • Lot size: 0.95 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 145 x 285

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$148$1,776
Property Taxes $351$4,212
Electricity $468$5,622
Total$2,584$31,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,594/yr
40% on housing$77,520/yr
45% on housing$68,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 13618$118
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13618$177
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$324,900

For Sale by Agent

AgentAmanda J Miller
BrokerageLake Ontario Realty, LLC

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