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200 Aspen Cir, Cloudcroft, NM, 88317

2beds
2baths
880sqft
$275,000
$313price/sqft
$2,043/moest. monthly cost
$81,720/yrincome needed

About This Home

Cabins 14 & 15 are 880 sq feet. Both have a fireplace in the living room, full kitchen and full bath with a separate bedroom. Hot water heater replaced in 2025. The properties will be sold turn key. Both side are rented at $1000.00 per moth and that includes utilities. owner holds a NM real estate license.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
5/10
Cloudcroft Middle SchoolGrades 6-80.3 mi
6/10
Cloudcroft High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Permanent,Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Water Heater

Bathroom

  • Features: Tub and Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Eat-in Kitchen
  • Window features: Partial Window Coverings
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: R057720
  • Zoning description: Two Family,Multi-Family

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,484 sqft
  • Features: Wooded,<1/2 Acre
  • Lot size dimensions: .08

Parking

  • Parking features: No Carport,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Lightning
Hail
Ice Storm

FEMA Declared Disasters in Otero County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$135$1,620
Property Taxes $370$4,440
Electricity $148$1,780
Total$2,043$24,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,045/yr
40% on housing$61,290/yr
45% on housing$54,480/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 88317$178
Otero County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 88317$248
Otero County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Listed for sale$275,000

For Sale by Agent

AgentTeri Scott
BrokerageAmigo Realty

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