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42 Bridge St, Carthage, NY, 13619

2beds
1baths
1,166sqft
$183,900
$158price/sqft
$1,484/moest. monthly cost
$59,360/yrincome needed

About This Home

Welcome to the heart of the Village of West Carthage, where charm meets modern convenience in this beautifully remodeled 2-3 bedroom, 1-bath home! Situated on a desirable corner lot, this move-in ready property has been completely updated from top to bottom, offering peace of mind and stylish living. Step inside to find a bright, refreshed interior featuring all-new finishes and brand-new appliances that make everyday living both comfortable and efficient. The thoughtfully designed layout includes first-floor laundry for added convenience and an additional flexible space—perfect for a home office, playroom, or cozy den to suit your lifestyle needs plus enclosed front porch to enjoy the seasons in comfort. A full basement provides excellent storage or potential for future expansion, while the partially fenced yard offers just the right amount of outdoor space for pets, gardening, or relaxing evenings. Whether you're starting out, downsizing, or looking for a turnkey investment, Don ’t miss your chance to own a beautifully updated home in a great location. Seller offering 2000 cash at closing.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Carthage Middle SchoolGrades 5-81.7 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Foundation: Stone
  • Construction materials: Composite Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Den,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Bedroom on Main Level
  • Flooring: Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,166
  • Total interior livable area: 1,166 sqft

Property

Details

  • Parcel number: 2230010860480003019000
  • Special condition: Standard

Features

  • Exterior features: Dirt Driveway

Lot

  • Lot size: 3,476 sqft
  • Features: Corner Lot,Irregular Lot
  • Lot size dimensions: 61 x 57

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $929$11,148
Home Insurance *$107$1,284
Property Taxes $202$2,424
Electricity $246$2,954
Total$1,484$17,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,880/yr
40% on housing$44,520/yr
45% on housing$39,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 13619$112
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13619$116
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$221,900
2026-03-26Listed for sale$224,000
2025-07-15Sold$43,500

For Sale by Agent

AgentLori A. Nettles
BrokerageTLC Real Estate LLC - Carthage

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