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783 Woodstock Road #61, East Berne, NY, 12059

3beds
1baths
674sqft
$55,000
$82price/sqft
$630/moest. monthly cost
$25,200/yrincome needed

About This Home

Welcome to Woodstock Lake, a private seasonal community nestled in the Helderberg Mountains. Set on a deeded lot within a 90-acre park, this inviting camp offers the ideal summer escape for relaxation and recreation from May through mid-October. The fully equipped retreat features 3 bedrooms and 1 bathroom with an outdoor shower, plus a spacious deck for entertaining. Enjoy the convenience of an outdoor kitchen, shed, washer/dryer, dishwasher, and all interior furnishings included, just arrive and enjoy. A 9-person golf cart is also included in the sale for easy access around the community. Residents enjoy wooded common areas, a private lake for fishing and non-motorized boating, a heated pool, clubhouse, playground, and basketball court. The annual HOA of approximately $1,500 includes water, sewer, electric, WiFi, garbage, and full access to amenities, making this an effortless and affordable seasonal getaway. Yearly HOA is $1775

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Residential,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Sliding Doors
  • Window features: Bay Window(s)
  • Finished area below ground: 0
  • Finished area above ground: 674

Heating & Cooling

  • Heating features: Other,Space Heater
  • Cooling features: None

Interior Area

  • Total structure area: 674
  • Total interior livable area: 674 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 012000 103.10424
  • Special condition: Standard

Features

  • Pool features: In Ground
  • Patio & porch: Deck,Front Porch
  • Exterior features: Gas Grill,Lighting,Outdoor Kitchen,Outdoor Shower,Dock
  • Waterfront features: Seasonal Access,Shared,Lake Front

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 2
  • Parking features: Stone,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Landslide

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$29$348
Property Taxes $77$924
Electricity $246$2,954
Total$630$7,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,600/yr
40% on housing$18,900/yr
45% on housing$16,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 12059$153
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12059$254
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$59,000
2026-04-22Listed for sale$68,000
2001-05-23Sold$23,000
1990-10-22Sold$6,050

For Sale by Agent

AgentGledis Tocci
BrokerageFind Advisors

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