16505 Rainbow Shores Dr, Clayton, NY, 13624
About This Home
Welcome to your riverfront paradise! This spacious 4-bedroom, 2-bath home sits proudly on the main channel offering stunning sunset views and the perfect setting for ship viewing, relaxation or entertaining. The home features open floor plan, cathedral ceilings, first floor bedroom and an attached 2-stall garage with an unfinished area above, ready to be transformed into a guest suite, studio, or game room. Boaters you will love the protected deep-water dockage for your boats & swimming. Owners have taken great pride and ownership in this turn-key year-round home. Call now for details & private showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1974
Materials
- Foundation: Block
- Roof: Architectural,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Refrigerator,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Washer,Water Softener Owned
- Laundry features: Upper Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Sliding Glass Door(s),Storage,Bedroom on Main Level,Workshop
- Door features: Sliding Doors
- Flooring: Carpet,Luxury Vinyl,Tile,Varies
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 1,584
- Total interior livable area: 1,584 sqft
Property
Details
- Parcel number: 2232890120200001005000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Blacktop Driveway,Propane Tank - Owned
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,River Access,Stream
- Waterbody name: Saint Lawrence Seaway
- Frontage length: 100
Lot
- Lot size: 0.30 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot,Wooded
- Lot size dimensions: 100 x 130
Parking
- Total spaces: 2
- Parking features: Attached,Electricity,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $502 | $6,024 |
| Property Taxes | $878 | $10,536 |
| Electricity | $261 | $3,141 |
| Total | $5,681 | $68,172 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $885,000 |
| 2026-01-21 | Listed for sale | $895,000 |
View on Zillow