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9103 SW 12th St, Blue Springs, MO, 64064

5beds
5baths
3,714sqft
$774,900
$209price/sqft
$5,468/moest. monthly cost
$218,720/yrincome needed

About This Home

Welcome home to this beautifully crafted 5-bedroom, 4.5-bathroom residence built in 2019 on a spacious 0.49-acre cul-de-sac lot that backs to peaceful woods with no rear neighbors for ultimate privacy. Located in a family-friendly neighborhood with top-rated Lee’s Summit schools, this home offers 3,714 sq ft of finished living space and thoughtful details throughout. Step inside to an open-concept main level highlighted by a stunning floor-to-ceiling stone fireplace, elegant light fixtures, wood beam accents, and a gourmet kitchen featuring a large island and impressive butler’s pantry – perfect for entertaining. The main-floor primary suite provides a luxurious retreat with its private en-suite bath. Upstairs, you’ll find two additional bedrooms sharing a convenient Jack-and-Jill bathroom, plus a versatile bonus loft with a half-bath ideal for a home office, playroom, or entertainment space. The newly finished daylight basement is a standout feature, offering a 5th bedroom, full bathroom, expansive recreation areas, wet bar, and abundant storage – great for guests, hobbies, or movie nights. Outside, enjoy the screened-in back porch and extended patio overlooking the fully fenced backyard. Additional highlights include: Tesla charger installed in 3-car attached garage, whole home water softener system, whole home UV air purification system,electrical panel surge protection, modern finishes, and a peaceful setting that’s ready for you to enjoy without the wait or expense of new construction. This home truly has it all – space, style, and serenity.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Mason Elementary SchoolGrades K-51.3 mi
8/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Basement BR,Daylight,Finished,Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,027
  • Finished area above ground: 2,687

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,714
  • Total interior livable area: 3,714 sqft

Property

Details

  • Parcel number: 53610011500000000

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Electric Vehicle Charging Station(s),Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$538$6,456
Property Taxes $729$8,748
Electricity $283$3,403
Total$5,468$65,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,474/yr
40% on housing$164,040/yr
45% on housing$145,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 64064$190
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64064$178
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$774,900
2026-06-30Price change$789,000
2026-06-10Price change$799,990
2026-05-28Listed for sale$814,900
2023-11-30Sold--
2023-10-28Pending sale$725,000
2023-09-03Contingent$725,000
2023-09-03Price change$725,000
2023-08-25Price change$735,000
2023-08-05Price change$750,000
2023-07-14Listed for sale$775,000
2019-12-23Sold--

For Sale by Agent

AgentNick Huscroft
BrokerageChosen Realty LLC

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