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104 Balsam Dr, Red Oak, TX, 75154

5beds
4baths
3,404sqft
$460,000
$135price/sqft
$3,626/moest. monthly cost
$145,040/yrincome needed

About This Home

SELLER WILL HELP WITH CLOSING COST OR BUY DOWN RATE WITH ACCEPTABLE OFFER, NO MUD OR PID TAX, LOW HOA, 100% FINANCING IS AVAILABLE WITH OUR PREFERRED LENDER & LENDER WILL COVER APPRAISAL UP TO $600 -Stunning 2020-built home offering 3,404 sq. ft. of upgraded living space with 5 bedrooms and 4 full baths in a quiet community. The spacious primary suite is located downstairs and features a luxurious bath with a garden tub, separate shower, and custom closet. A secondary bedroom with a full bath is also conveniently located on the first floor. Enjoy two expansive living areas, including a dramatic family room with a floor-to-vaulted-ceiling stone fireplace. The gourmet kitchen is a chef's dream, featuring granite countertops, double ovens, a pot filler, oversized island, walk-in pantry, and eat-in dining area. Hardwood, tile, and carpet flooring add warmth and style throughout. Upstairs offers three additional bedrooms, two full baths, a game room, and a theater room complete with a dry bar and surround sound. Relax or entertain outdoors on the large covered patio with a ceiling fan. Conveniently located just 25 minutes from Downtown Dallas, this exceptional home combines luxury, comfort, and convenience.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Red Oak Elementary SchoolGrades PK-50.8 mi
4/10
Red Oak Middle SchoolGrades 6-81.3 mi
4/10
Red Oak High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 11

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Dimensions: 11 x 11

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 22 x 17

Features

  • Built-in Features,Chandelier,Dry Bar,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room,Stone
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 20 x 17

Heating & Cooling

  • Heating features: Electric,ENERGY STAR/ACCA RSI Qualified Installation,ENERGY STAR Qualified Equipment,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 3,404 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pot Filler,Walk-In Pantry
  • Level: First
  • Dimensions: 14 x 11

Laundry

  • Level: First
  • Dimensions: 11 x 7

Living Room

  • Level: First
  • Dimensions: 17 x 11

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Granite Counters,Garden Tub/Roman Tub,Separate Shower
  • Level: First
  • Dimensions: 15 x 12

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 15

Media Room

  • Features: Built-in Features
  • Level: Second
  • Dimensions: 23 x 11

Other

  • Features: Granite Counters,Separate Shower
  • Level: First
  • Dimensions: 6 x 6

Other

  • Features: Built-in Features,Granite Counters
  • Level: Second
  • Dimensions: 10 x 9

Other

  • Features: Built-in Features,Granite Counters
  • Level: Second
  • Dimensions: 9 x 7

Property

Details

  • Parcel number: 274182

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Enclosed,Patio,Covered
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Fenced,High Fence,Stone,Wood

Lot

  • Lot size: 7,013 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$313$3,756
Property Taxes $614$7,368
Electricity $373$4,485
Total$3,626$43,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,320/yr
40% on housing$108,780/yr
45% on housing$96,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 75154$162
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75154$179
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$445,000
2026-07-29Price change$460,000
2026-07-16Price change$470,000
2026-06-24Listed for sale$480,000

For Sale by Agent

AgentWanda Jones
BrokerageEXP REALTY

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