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20531 SE 258th Place, Covington, WA, 98042

5beds
4baths
4,320sqft
$1,149,750
$266price/sqft
$7,287/moest. monthly cost
$291,480/yrincome needed

About This Home

Experience refined living in this exceptional Alexa floor plan by Richmond American Homes, thoughtfully designed with high-end upgrades and timeless finishes throughout.A fully finished walk-out daylight basement adds versatility and elegance, perfect for private entertaining or an extended living space. The heart of the home is a stunning chef’s kitchen featuring soaring 10-foot ceilings, an expansive quartz island, a professional-grade gas range with pot filler, a walk-in pantry, and a built-in refrigerator tailored for entertaining.The sun-drenched sunroom creates a seamless transition to the covered outdoor deck, offering a perfect setting for year-round enjoyment. The primary suite serves as a private retreat, complete with a custom-designed walk-in closet and a spa-inspired bath with a deep soaking tub.Additional features include a spacious loft, upper-level laundry, central A/C, and a 3-car garage, all contributing to a home that blends comfort, sophistication, and functionality.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Kentlake High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Wood Products,Cement Plank

Other

  • Builder name: Richmond American

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Refrigerator,Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Gas

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,High Tech Cabling,Loft,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency

Interior Area

  • Total structure area: 4,320
  • Total interior livable area: 4,320 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 5095000200
  • Zoning: R4
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,High Tech Cabling,Loft,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Terraces
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,102 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,813$69,756
Home Insurance *$248$2,976
Property Taxes $931$11,172
Electricity $295$3,545
Total$7,287$87,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,840/yr
40% on housing$218,610/yr
45% on housing$194,320/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 98042$303
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98042$322
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$1,149,750
2024-06-12Sold$1,075,000
2024-04-28Pending sale$1,061,800
2024-04-19Listed for sale$1,061,800
2018-06-15Sold$784,217

For Sale by Agent

AgentMohabat Pal Singh
BrokerageBest Choice Realty LLC

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