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32170 Bent Oak Trl, Niles, MI, 49120

5beds
5baths
8,434sqft
$2,199,000
$261price/sqft
$15,048/moest. monthly cost
$601,920/yrincome needed

About This Home

This home is everything you could imagine! Exposed wood beams throughout, immense storage throughout, 2 full kitchens plus 1 more kitchen outside, additional butlers pantry and holiday storage closet hidden in plain sight. Open great room/kitchen/dining (gourmet kitchen has Thermador appliances including 60'' range). Primary suite is extremely spacious with closet attaching to main laundry room. Split style with 2 guest rooms (jack-n-jill bath) on the opposite side each with lofts connecting the rooms. Additional flex room with closet currently used as office. The lower level is the perfect spot for watching games/movies, enormous kitchen/bar, guest suite, workout room, and large 2 room studio that could convert to many other uses. This entire home (inside and out) was designed for hosting your next party!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

--
Merritt Elementary SchoolGrades PK-22.7 mi
5/10
Brandywine Middle SchoolGrades 7-83.3 mi
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: HardiPlank Type,Stone

Other

  • Builder name: Legacy Builder

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 4

Features

  • Wet Bar,Center Island,Eat-in Kitchen,Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,217
  • Total interior livable area: 8,434 sqft

Property

Details

  • Parcel number: 1407061800100
  • Zoning description: Residential

Features

  • Stories: 1
  • Exterior features: Other
  • Has spa: Yes
  • Spa features: Hot Tub Spa

Lot

  • Lot size: 1.51 Acres
  • Features: Wooded,Rolling Hills,Shrubs/Hedges
  • Lot size dimensions: 275 x 269

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Side,Garage Faces Rear,Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,119$133,428
Home Insurance *$1,306$15,672
Property Taxes $1,704$20,448
Electricity $919$11,039
Total$15,048$180,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$515,931/yr
40% on housing$451,440/yr
45% on housing$401,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 49120$127
Cass County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 49120$152
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$2,199,000
2026-03-05Listing removed$2,199,000
2026-02-20Price change$2,199,000
2025-04-14Listed for sale$2,300,000

For Sale by Agent

AgentLeah Hudson
BrokerageColdwell Banker Realty

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