12817 Whitney Rd, Henderson, NY, 13650
About This Home
A Rustic Diamond is for sale in Henderson. Originally a log cabin, this farmhouse has been completely updated while retaining its historic integrity. Two bedrooms on the first floor, the master bedroom has a modern bathroom and a deck to watch the abundant wildlife. The second bedroom was the original log cabin that has been updated with electric outlets and walls/ceiling completely insulated. A country kitchen is complete with gas range, range hood, dishwasher, and refrigerator. A freestanding cabinet can be used for pantry supplies. Some original wood floors remain along with some vinyl plank flooring. The steel roof was completed seven years ago along with R45 insulation in the ceiling and R42 insulation in the walls. A first floor laundry is complete with a washer and dryer, a whirlpool tub, modern shower, sink, and toilet. There is a freestanding propane fireplace in the cozy living room and mini split adds year round comfort. An open loft with original floor boards and exposed hand hewn beams offers additional possibilities for bedroom, storage, or game room. A back room could be used for storage, pantry, or work shop. There is a hand dug well in the cellar and a sump pump. Exterior features include a rain water reclamation system with storage tanks that could also be filled via a water delivery service. The detached garage ha 100 amp electric service with a single car bay, a potting shed, and an additional storage area, hence a "He Shed, a She Shed, and an animal shed"! The 0.9 acre lot has mature trees and a large open area for a garden, a gazebo, a fire pit, or whatever the new owners can dream of.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1870
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Foam Insulation,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Gas Oven,Gas Range,Refrigerator,Range Hood,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Dirt Floor,Partial,Sump Pump
Bedroom1
- Level: First
- Dimensions: 20.00 x 18.00
Bedroom2
- Level: First
- Dimensions: 12.00 x 13.00
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Cathedral Ceiling(s),Separate/Formal Living Room,Jetted Tub,Country Kitchen,Loft,Bath in Primary Bedroom,Main Level Primary,Primary Suite,Workshop
- Window features: Leaded Glass,Storm Window(s),Wood Frames
- Flooring: Hardwood,Varies,Vinyl
Heating & Cooling
- Heating features: Ductless,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 1,335
- Total interior livable area: 1,335 sqft
Kitchen
- Level: First
- Dimensions: 16.00 x 18.00
Living Room
- Level: First
- Dimensions: 15.00 x 13.00
Loft
- Level: Second
- Dimensions: 15.00 x 19.00
Workshop
- Level: First
- Dimensions: 6.00 x 24.00
Property
Details
- Parcel number: 2236001050070001044000
- Special condition: Standard
Features
- Patio & porch: Covered,Porch
- Exterior features: Gravel Driveway,Propane Tank - Leased
Lot
- Lot size: 0.86 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 200 x 188
Parking
- Total spaces: 1
- Parking features: Detached,Electricity,Garage,Storage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $44 | $528 |
| Property Taxes | $198 | $2,376 |
| Electricity | $246 | $2,954 |
| Total | $1,398 | $16,776 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-16 | Listed for sale | $180,000 |
| 2026-04-14 | Listing removed | $190,000 |
| 2025-10-13 | Listed for sale | $190,000 |
| 2018-04-09 | Sold | $10,000 |
For Sale by Agent
View on Zillow