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10615 Grandjean Rd, Henderson, NY, 13650

2beds
1baths
1,124sqft
$129,000
$115price/sqft
$1,070/moest. monthly cost
$42,800/yrincome needed

About This Home

Welcome to your perfect seasonal escape! This charming cottage offers the best of waterfront living without the waterfront taxes. Nestled just above Stoney Creek, you’ll enjoy access rights below the home, with the option to rent a boat slip for easy days on the water. Prefer to launch your own? The Stoney Creek boat launch is conveniently located just one mile down the road. Cast a line right from the creek or head out to Lake Ontario for some of the area’s best fishing and boating. Whether you're after relaxation or adventure, this location delivers. Inside, the home features a bright, wide-open living space that makes it easy to unwind and entertain. With two bedrooms and one full bath, it’s the definition of easy, low-maintenance living. A pellet stove keeps things cozy on those cooler spring and summer nights, more than enough to heat the space comfortably. The exterior is just as appealing, with durable vinyl siding and a steel roof for peace of mind. The large, level lot offers plenty of room for outdoor activities, gatherings, or simply enjoying the fresh air. Ample parking ensures there’s space for guests, boats, and trailers alike. Step out onto the back porch and take in the peaceful surroundings—your own little slice of getaway heaven. Whether you're looking for a seasonal retreat, a fishing basecamp, or a low-key getaway, this sweet cottage checks all the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Foundation: Block,Poured
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Cathedral Ceiling(s),Kitchen/Family Room Combo,Living/Dining Room,Bedroom on Main Level
  • Flooring: Carpet,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Wall Furnace

Interior Area

  • Total structure area: 1,124
  • Total interior livable area: 1,124 sqft

Property

Details

  • Parcel number: 2236001051090003061000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,River Access,Stream
  • Waterbody name: Stony Creek

Lot

  • Lot size: 0.64 Acres
  • Features: Corner Lot,Cul-De-Sac,Irregular Lot,Secluded
  • Lot size dimensions: 284 x 114

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$31$372
Property Taxes $141$1,692
Electricity $246$2,954
Total$1,070$12,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,685/yr
40% on housing$32,100/yr
45% on housing$28,533/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 13650$184
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13650$270
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$138,000
2026-03-27Pending sale$138,000
2026-03-20Listed for sale$138,000
2026-01-01Listing removed$139,900
2025-09-18Listed for sale$139,900
2025-09-06Contingent$139,900
2025-08-26Price change$139,900
2025-08-05Listed for sale$149,900
2020-10-02Sold$56,600

For Sale by Agent

AgentBeth Miller
BrokerageLake Ontario Realty, LLC

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