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6421 Us Highway 550, Cuba, NM, 87013

--beds
0baths
--sqft
$375,000
--price/sqft
$2,382/moest. monthly cost
$95,280/yrincome needed

About This Home

BACK ON THE MARKET ** Opportunity awaits in the heart of a charming small-town community! This vacant commercial property, formerly home to a fast food outlet, grocery store, and hardware store, is now available for sale. Situated on the town's main thoroughfare, the location offers excellent visibility and easy access for both local residents and through traffic. Property Features: " Flexible open layout suitable for a variety of businesses " Strong potential for redevelopment or renovation " High-traffic location ideal for retail, service, or mixed use " Ample space for parking or expansion (depending on lot size) " Previously supported multiple business types, demonstrating demand Note: Utilities (water, electricity, gas) are not currently connected but are available in the area. Whether you're looking to establish a new business, expand an existing one, or invest in a growing community, this property offers a rare opportunity to own a piece of prime commercial real estate with a proven track record.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
Cuba Elementary SchoolGrades PK-51.0 mi
6/10
Cuba Middle SchoolGrades 6-81.0 mi
5/10
Cuba High SchoolGrades 9-121.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Property

Details

  • Parcel number: R046772

Lot

  • Lot size: 1.38 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Landslide
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$132$1,584
Property Taxes $206$2,472
Electricity $148$1,780
Total$2,382$28,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,668/yr
40% on housing$71,460/yr
45% on housing$63,520/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 87013$113
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87013
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Price change$375,000
2026-03-17Pending sale$450,000
2025-08-11Listed for sale$450,000

For Sale by Agent

AgentCasey Spradley
BrokerageMossy Oak Properties Enchanted Ranch Land and Home

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