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700 Cleaves St SE, Palm Bay, FL, 32909

3beds
2baths
1,630sqft
$330,000
$202price/sqft
$2,589/moest. monthly cost
$103,560/yrincome needed

About This Home

Built in 2023, this 3-bedroom, 2-bath concrete block home offers modern, move-in ready living on a corner lot with CITY WATER. Designed for low-maintenance living, it features a metal roof, tile flooring throughout (no carpet), crown molding, gutters, and a screened-in patio. Open-concept layout with great natural light creates a clean, modern feel. The kitchen includes granite countertops, stainless steel appliances, updated lighting, and sleek finishes. The spacious primary suite offers dual walk-in closets and an ensuite bath with double sinks, jetted tub, and separate shower. Conveniently located close to restaurants, shopping, and everyday essentials, this home checks all the boxes for comfort, style, and convenience. Low maintenance and built for real life.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

3/10
Southwest Middle SchoolGrades 7-80.9 mi
3/10
Bayside High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),His and Hers Closets,Open Floorplan,Pantry,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,090
  • Total interior livable area: 1,630 sqft

Property

Details

  • Parcel number: 293708Gl00440.00001.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$255$3,060
Property Taxes $469$5,628
Electricity $197$2,366
Total$2,589$31,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,765/yr
40% on housing$77,670/yr
45% on housing$69,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$330,000
2014-01-09Sold$4,500

For Sale by Agent

AgentKhalilah Ann Maragh
BrokerageFlorida Realty Results, LLC

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