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7408 99th St, Lubbock, TX, 79424

4beds
2baths
2,100sqft
$282,000
$134price/sqft
$2,200/moest. monthly cost
$88,000/yrincome needed

About This Home

Welcome home to this charming 4 bedroom, 2 bath, 2 car garage home built in 2019, located in the desirable Frenship ISD. Designed with both comfort and style in mind, this home features an isolated primary suite for added privacy, an inviting living area with wood look tile that blends it into the open concept kitchen and dining room. A beautiful brick fireplace highlights the living room. The exterior showcases a distinctive country inspired design with attractive barn style accents on the garage door to enhance curb appeal. Enjoy outdoor living year round from the covered front and back patios. This corner lot, modern design and sought after location is move in ready.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
Frenship Middle SchoolGrades 6-82.0 mi
6/10
Frenship High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Microwave,Stainless Steel Appliance(s),Water Purifier
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Granite Counters,Open Floorplan,Pantry,Smart Thermostat,Soaking Tub,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Masonry,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: R332014
  • Zoning description: Single Family

Features

  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,425$17,100
Home Insurance *$244$2,928
Property Taxes $293$3,516
Electricity $238$2,859
Total$2,200$26,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,428/yr
40% on housing$66,000/yr
45% on housing$58,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 79424$168
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79424$149
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$282,000
2026-07-20Price change$282,000
2026-07-02Price change$285,000
2026-06-18Listed for sale$295,000

For Sale by Agent

AgentDawn Fahrlender
BrokerageExit Realty of Lubbock

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