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6945 103rd St, Lubbock, TX, 79424

5beds
3baths
2,294sqft
$410,000
$179price/sqft
$3,413/moest. monthly cost
$136,520/yrincome needed

About This Home

Fabulous Home in The Ridge! This Beauty Offers FIVE Bedrooms and THREE Full Baths~ Built in 2021 with attention to detail and excellent use of space~ Light, bright and inviting, this home opens up into a spacious living area with luxury vinyl plank flooring, fireplace and impressive beamed ceiling~ The dining area shines with just the right touch of BLUE~ Chef's kitchen speaks for itself...stainless appliances including refrigerator, gas cooktop, microwave, pantry and dining/serving bar to bring it all together~ Eye-catching wood accents, black range hood, pull-out spice rack, brick pattern backsplash, striking lighting~ Primary bedroom with ensuite bath...double sinks, soaking tub and large shower with stylish pebble bottom~ Walk-in closet with built-ins~ Second bedroom also features an ensuite bath with tub and shower combination~ Three additional bedrooms and well-appointed hall bath~ Enjoy outdoor living on your 10,000+ sq ft lot with covered patio~ Rear-entry garage, paved alley~ NEW ROOF~ The Ridge is a family-friendly community anchored with a sparkling pool and clubhouse~ Frenship ISD~ Take a Tour, Stay Awhile...Welcome HOME!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
Heritage Middle SchoolGrades 6-82.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedroom2

  • Features: Carpet Flooring
  • Area: 125.24
  • Dimensions: 10.10 x 12.40

Bedroom3

  • Features: Carpet Flooring
  • Area: 109.08
  • Dimensions: 10.80 x 10.10

Bedroom4

  • Features: Carpet Flooring
  • Area: 125
  • Dimensions: 10.00 x 12.50

Bedroom5

  • Features: Carpet Flooring
  • Area: 125
  • Dimensions: 10.00 x 12.50

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Luxury Vinyl Flooring
  • Area: 104
  • Dimensions: 8.00 x 13.00

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Granite Counters,Kitchen Island,Pantry
  • Window features: Double Pane Windows,Plantation Shutters,Window Coverings
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,294

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,294
  • Total interior livable area: 2,294 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Luxury Vinyl Flooring,Pantry
  • Area: 190.8
  • Dimensions: 10.60 x 18.00

Living Room

  • Features: Luxury Vinyl Flooring
  • Area: 334.8
  • Dimensions: 18.00 x 18.60

Primary Bathroom

  • Features: Double Vanity,Separate Shower/Tub

Primary Bedroom

  • Features: Carpet Flooring
  • Area: 200.88
  • Dimensions: 12.40 x 16.20

Property

Details

  • Parcel number: R332732
  • Special condition: Standard

Features

  • Patio & porch: Covered
  • Exterior features: None
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 10,018 sqft
  • Features: Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$354$4,248
Property Taxes $735$8,820
Electricity $251$3,022
Total$3,413$40,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,017/yr
40% on housing$102,390/yr
45% on housing$91,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 79424$167
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79424$149
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$429,900
2026-04-04Listed for sale$440,000
2024-05-14Listing removed--
2024-04-03Price change$410,000
2024-01-21Listed for sale$415,000
2022-03-21Sold--

For Sale by Agent

AgentJoy Daniel
BrokerageWestMark Companies

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