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3582 Koenig Point Dr, Auburn, NY, 13021

5beds
2baths
2,605sqft
$399,999
$154price/sqft
$3,233/moest. monthly cost
$129,320/yrincome needed

About This Home

Experience the perfect blend of spacious living and lakeside lifestyle in this impressive five-bedroom, two-bathroom home offering over 2,600 square feet of living space. The expansive primary suite features a private full bath complete with a relaxing sauna, creating the perfect retreat at the end of the day. Nestled in a desirable neighborhood setting along the shores of Owasco Lake, this property provides the best of both worlds—community living with exceptional lake access. Enjoy two deeded lake access points, ideal for docking your boat, swimming, fishing, kayaking, or simply unwinding while taking in the beauty of the water. The home’s inviting covered rear porch overlooks a private backyard, offering a peaceful space to entertain guests, enjoy your morning coffee, or relax in the tranquility of your surroundings. With generous living space, lake privileges, and an outstanding location, this property presents a rare opportunity to enjoy the Owasco Lake lifestyle year-round. Don’t miss your chance to make this exceptional lakeside property your new home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Owasco Elementary SchoolGrades K-65.5 mi
6/10
4/10
Auburn High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Cedar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Den,Separate/Formal Dining Room,Eat-in Kitchen,Kitchen Island,Kitchen/Family Room Combo,Sauna,Bedroom on Main Level,Bath in Primary Bedroom
  • Flooring: Ceramic Tile,Hardwood,Laminate,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 2,605
  • Total interior livable area: 2,605 sqft

Property

Details

  • Parcel number: 05460014501400010190110000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Owasco Lake

Lot

  • Lot size: 0.29 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 75 x 166

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Cayuga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$175$2,100
Property Taxes $606$7,272
Electricity $430$5,166
Total$3,233$38,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,845/yr
40% on housing$96,990/yr
45% on housing$86,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 13021$133
Cayuga County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 13021$146
Cayuga County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$399,999
2026-06-16Listed for sale$415,000
2025-11-05Listing removed$2,400
2025-10-18Price change$2,400
2025-10-14Listing removed$450,000
2025-10-12Listed for rent$2,500
2025-09-29Price change$450,000
2025-09-14Price change$485,000
2025-07-27Listed for sale$499,900
2023-05-21Listing removed--
2023-05-18Listed for rent$2,200
2023-05-09Listing removed--
2023-05-03Listed for rent$2,200
2022-11-15Listing removed--
2022-11-02Price change$2,200
2022-10-22Listed for rent$2,400
2021-03-01Listing removed--
2020-08-15Listing removed$2,200
2020-07-13Listed for rent$2,200

For Sale by Agent

AgentStephen J. Baier
BrokerageBaier Real Estate LLC

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