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25871 Moffatt Rd, Dexter, NY, 13634

3beds
2baths
888sqft
$220,000
$248price/sqft
$1,669/moest. monthly cost
$66,760/yrincome needed

About This Home

Welcome home to your piece of country paradise. This is a very well maintained home that has had extensive love in keeping it's value. You feel removed from the main hustle and bustle, but are centrally located near all Watertown, the Thousand Islands, Lake Ontario (Chaumont Bay) and the Black River has to offer; it's also a short drive to Fort Drum. Taxes are not accurate on this home. Taxes state 4 bedrooms, there are only 3, 2 are located in the finished basement. Taxes have square footage at 888, but it has a fully finished basement, essentially doubling space, with 2 bedrooms a laundry area and utility room and a den located in the basement. Taxes also state 1 bathroom, there are 2 full bathrooms upstairs, one recently remodeled. There is newer carpet downstairs and some newer windows. Upstairs, there is plenty of space in the large living room and sunporch. There is a small barn out back that could be used for storage or livestock. The yard is spacious, with a lot of room to enjoy outdoors. There is a lot of area fishing, kayaking, boating and wildlife, both at the mouth of the Black River in Dexter and at the bay in Chaumont. Close to shops and restaurants, while you maintain the country atmosphere. The garage is a wonderful addition; it has two separate stalls, along with a side lean-to bay for the mower. In the back of the garage is a workshop room (complete with locking door), complete with power and heat. There is a sink station in one bay. This home too many benefits to name them all. It will come partially furnished, with a riding mower. Washer and dryer and window ac unit will also stay, along with appliances (appliances, mower, window ac used, no lifespan guarantees). Call today to make an appointment to make this home yours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
Dexter Elementary SchoolGrades PK-24.1 mi
6/10
Brownville SchoolGrades 3-67.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated,Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Microwave,See Remarks,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Separate/Formal Living Room,Living/Dining Room,Other,Pantry,Partially Furnished,See Remarks,Bedroom on Main Level
  • Window features: Thermal Windows
  • Flooring: Carpet,Laminate,Tile,Varies,Vinyl

Heating & Cooling

  • Heating features: Electric,Other,See Remarks,Forced Air
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 224489062000002029000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway,Enclosed Porch,Porch,Propane Tank - Leased

Lot

  • Lot size: 0.92 Acres
  • Features: Agricultural,Greenbelt,Other,Rectangular,Rectangular Lot,Secluded,See Remarks
  • Lot size dimensions: 209 x 191

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage,Heated Garage,Storage,Workshop in Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$69$828
Property Taxes $242$2,904
Electricity $246$2,954
Total$1,669$20,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,222/yr
40% on housing$50,070/yr
45% on housing$44,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 13634$191
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13634$228
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$250,000
2026-04-28Listed for sale$260,000

For Sale by Agent

AgentAmanda Jones
BrokerageBridgeview Real Estate

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