3596 Flanders Rd, Three Mile Bay, NY, 13693
About This Home
Escape to the shores of Lake Ontario with this charming waterfront cottage, offering nearly 100' of shoreline and beautiful lake views. Spend your days enjoying the outdoors, whether it's sitting by the water, soaking in the views or making memories along the shoreline. The bright, open living room features expansive windows that fill the home with natural light. The open kitchen flows into the main living space, making it perfect for relaxing or entertaining. Enjoy your morning coffee or unwind in the spacious wraparound enclosed porch. This property features a newly installed in-ground freshwater holding tank as well as a lake well, and is being sold fully furnished, making it a true turnkey getaway. An additional lot located directly across the road, complete with a storage shed, is also included. Many of the items inside of the shed will remain with the property. Whether you're looking for a seasonal retreat or a place to make lasting memories on the lake, this property is ready to welcome you!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1980
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Breakfast Bar,Separate/Formal Living Room,Living/Dining Room
- Flooring: Laminate,Varies,Vinyl
Heating
- Heating features: Other,See Remarks,None
Interior Area
- Total structure area: 936
- Total interior livable area: 936 sqft
Property
Details
- Parcel number: 2244890700130003037000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Enclosed Porch,Gravel Driveway,Porch,Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: Beach Access,Lake
- Waterbody name: Lake Ontario
- Frontage length: 99
Lot
- Lot size: 0.55 Acres
- Features: Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 99 x 232
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $329 | $3,948 |
| Electricity | $246 | $2,954 |
| Total | $2,198 | $26,376 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $299,900 |
| 2019-08-23 | Sold | $140,000 |
View on Zillow