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19474 Crestview Dr, Wellesley Island, NY, 13640

2beds
1baths
696sqft
$299,000
$430price/sqft
$2,206/moest. monthly cost
$88,240/yrincome needed

About This Home

ADORABLE WELLESLEY ISLAND COTTAGE OFFERING MAGNIFICENT RIVERVIEWS AND A DOCK SLIP! Welcome to this 696 square foot cottage offering magnificent views of the St. Lawrence River’s main shipping channel on beautiful and vehicle accessible Wellesley Island. Nestled in the Crestview Acres Association, this charming property is perfectly positioned not far from the shoreline and offers access to the water, providing that true Thousand Islands waterfront experience without the high waterfront taxes! This cute-as-a-button retreat features 2 bedrooms, 1 full bath, and an open-concept kitchen, living, and dining area — all designed to showcase those stunning river views. But chances are, you’ll spend most of your time outdoors! A spacious deck spans the length of the cottage, creating the ideal setting for morning coffee, evening cocktails, and countless memories with family and friends. Enjoy your own 24' dock slip plus access to a large community dock, offering direct access to the main channel — perfect for boating, fishing, and exploring the islands. Under the cottage, a fenced-in storage area and crawl space provides easy access to the utilities, plus secure space for kayaks, outdoor gear, and seasonal items. Located just a short boat ride or drive to Alexandria Bay and Clayton, and close to golf courses, restaurants, and endless recreation opportunities, this location places you in the heart of the Thousand Islands lifestyle. Whether you’re seeking peaceful relaxation or summer adventure, this cottage delivers it all. Purchase this cottage now and close in time to enjoy your very first Thousand Islands summer! Call today to schedule your private showing!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Flat,Membrane,Rubber
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Cooktop,Gas Oven,Gas Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Kitchen Island,Living/Dining Room,Partially Furnished,Sliding Glass Door(s),Window Treatments,Bedroom on Main Level,Main Level Primary
  • Door features: Sliding Doors
  • Window features: Drapes
  • Flooring: Laminate,Other,See Remarks,Varies

Heating & Cooling

  • Heating features: Electric,Propane,Baseboard,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 696
  • Total interior livable area: 696 sqft

Property

Details

  • Parcel number: 2246000060180001005231
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Dock,See Remarks,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,Dock Access,River Access,Stream
  • Waterbody name: Saint Lawrence Seaway

Lot

  • Lot size: 5,998 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 60 x 100

Parking

  • Parking features: No Garage,Driveway,Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$121$1,452
Property Taxes $328$3,936
Electricity $246$2,954
Total$2,206$26,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,634/yr
40% on housing$66,180/yr
45% on housing$58,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 13640$345
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13640$437
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$299,000
2026-06-19Price change$319,000
2026-05-26Listed for sale$329,000
2026-04-01Listing removed$329,000
2026-03-28Contingent$329,000
2025-11-11Listed for sale$329,000
2003-12-23Sold$80,000

For Sale by Agent

AgentShondra Beach
BrokerageBridgeview Real Estate

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