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171 Laurel Oak Lane, Murphy, NC, 28906

2beds
2baths
1,323sqft
$369,800
$280price/sqft
$2,430/moest. monthly cost
$97,200/yrincome needed

About This Home

From the moment you step inside, this 2-bedroom, 2-bathroom cabin feels like the mountain getaway you've been looking for. The great room welcomes you with vaulted ceilings, warm wood floors, plenty of windows that fill the space with natural light, and a gas fireplace that makes it easy to imagine cozy evenings year-round. The main level is designed for COMFORTABLE EVERYDAY LIVING, featuring a guest bedroom and full bathroom, along with a conveniently located laundry room. The open layout creates an easy flow between the living space and the rest of the home while still maintaining the inviting character of a true mountain cabin. Upstairs, you'll find the private primary suite, complete with an adjoining bathroom, a walk-in closet, and plenty of room to unwind. An oversized two-car garage offers abundant storage, while the additional carport provides even more covered parking. Off the back of the home, a large screened porch offers the ideal place to enjoy your morning coffee, listen to the sounds of nature, or relax after a day spent exploring the mountains. Also, community residents enjoy lake access for kayaking and fishing! Sold FULLY FURNISHED, this property is ready to enjoy from day one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Murphy HighGrades 9-127.9 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Log,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Dishwasher
  • Laundry features: In Hall,Laundry Closet

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),Kitchen Island,Ceiling Fan(s),Furnished,Walk-in Shower,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Wood

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,323
  • Total interior livable area: 1,323 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 447900374709000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Screened,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 0.64 Acres
  • Lot size dimensions: IRR

Parking

  • Total spaces: 3
  • Parking features: Gravel,Attached Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,869$22,428
Home Insurance *$136$1,632
Property Taxes $225$2,700
Electricity $200$2,405
Total$2,430$29,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,314/yr
40% on housing$72,900/yr
45% on housing$64,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$191
Cherokee County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$349,800
2026-07-10Listed for sale$369,800
2024-07-29Sold$355,000
2024-06-24Pending sale$372,900
2024-04-29Price change$372,900
2024-03-04Price change$379,900
2024-02-05Listed for sale$389,900
2020-11-10Sold$220,000
2020-09-29Pending sale$219,800
2020-09-24Listed for sale$219,800
2018-02-15Sold$159,000

For Sale by Agent

AgentPoltrock Team
BrokerageReMax Mountain Properties

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