41279 Nelson Rd, Theresa, NY, 13691
About This Home
Welcome to 41279 Nelson Rd,sit back and relax on the beautiful Indian river,sit on the deck or look out the kitchen windows and enjoy the water view,there is a propane stove,electric 12 gal hot water heater,2 bedrooms,there is also a shed/bunkouse that used to have electric and water that could be hooked back up for additional sleeping quarters,just down the street there is a state boat launch for easy access to the river for some great fishing, all furnishings included so you can move right in,has newer windows,the cottage was raised up back in 2008 for piece of mind to protect from any possible flooding.Get in now to enjoy the summer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1945
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Aluminum Siding,Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Kitchen/Family Room Combo,Partially Furnished,Bedroom on Main Level
- Flooring: Carpet,Laminate,Varies
Heating
- Heating features: Electric,Hot Water,Space Heater,Stove
Interior Area
- Total structure area: 216
- Total interior livable area: 216 sqft
Property
Details
- Parcel number: 2256890150200001001000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Dirt Driveway,Deck
- On waterfront: Yes
- Waterfront features: Beach Access,River Access,Stream
- Waterbody name: Indian River
- Frontage length: 60
Lot
- Lot size: 5,279 sqft
- Features: Adjacent To Public Land,Rectangular,Rectangular Lot
- Lot size dimensions: 60 x 88
Parking
- Total spaces: 2
- Parking features: No Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $64 | $768 |
| Property Taxes | $163 | $1,956 |
| Electricity | $246 | $2,954 |
| Total | $1,226 | $14,712 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $149,000 |
| 2025-09-11 | Listing removed | $149,900 |
| 2025-05-16 | Listed for sale | $149,900 |
| 1990-10-03 | Sold | $15,000 |
For Sale by Agent
View on Zillow