39498 Hyde Lake Rd, Theresa, NY, 13691
About This Home
2 furnished lakefront cottages on Hyde Lake-A Summer Paradise! Discover the perfect summer escape with two charming cottages nestled side by side on the beautiful lake! Each cottage features an open floor plan with 1 bedroom and 1 bathroom, offering a cozy and inviting retreat with breathtaking views of the lake and stunning sunsets right from your spacious deck. Whether you’re looking to boat or simply unwind in nature, this property offers endless outdoor enjoyment. The spacious attached decks provide the ideal setting for morning coffee, evening gatherings, or relaxing in the sun. Enjoy all that this ideal location offers, swimming, boating, fishing and much more. Located only a 10 min ride to Alexandria Bay or 20 min to Clayton. Call now for details & showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1952
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Oven,Gas Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Kitchen/Family Room Combo,Living/Dining Room,Sliding Glass Door(s),Bedroom on Main Level
- Door features: Sliding Doors
- Flooring: Hardwood,Varies
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 408
- Total interior livable area: 408 sqft
Property
Details
- Parcel number: 2256890220120001023000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Gravel Driveway
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,Lake
- Waterbody name: Hyde Lake
- Frontage length: 200
Lot
- Lot size: 0.46 Acres
- Features: Rectangular,Rectangular Lot,Secluded,Wooded
- Lot size dimensions: 200 x 100
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $324 | $3,888 |
| Electricity | $246 | $2,954 |
| Total | $2,189 | $26,268 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $295,000 |
| 2025-11-24 | Pending sale | $295,000 |
| 2025-05-19 | Listed for sale | $295,000 |
View on Zillow