20396 State Route 3, Watertown, NY, 13601
About This Home
Check out the convenience in this impressive raised ranch, boasting over 1,800 square feet of meticulously maintained living area. Situated on a sprawling lot of just over an acre, this property offers a rare sense of privacy and "country feel" while bordering the city limits for the ultimate in accessibility. The heart of the home features an expansive kitchen and dining area designed for large gatherings, which flows seamlessly into a massive, light-filled living room. Each of the bedrooms is generously sized. The lower level is equally impressive, hosting a vast walkout basement. that offers endless possibilities, along with an abundance of storage space to keep your life organized. Complete with an attached garage for ease of entry and protection from the elements, this home is ideally located close to shopping, dining, and schools. Enjoy the luxury of over an acre of land without sacrificing the convenience of being near everything you need—truly the best of both worlds.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1959
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Dining Area,Country Kitchen,Pantry,Main Level Primary,Primary Suite
- Flooring: Carpet,Tile,Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Gas,Baseboard,Hot Water
Interior Area
- Total structure area: 1,801
- Total interior livable area: 1,801 sqft
Property
Details
- Parcel number: 2258000820110001062200
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway,Propane Tank - Leased
Lot
- Lot size: 1.04 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 150 x 282
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $401 | $4,812 |
| Electricity | $297 | $3,571 |
| Total | $2,733 | $32,796 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $365,000 |
| 2006-07-07 | Sold | $8,700 |
| 2004-12-03 | Sold | $1,400 |
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