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21275 County Route 63, Watertown, NY, 13601

4beds
3baths
3,390sqft
$499,900
$147price/sqft
$3,896/moest. monthly cost
$155,840/yrincome needed

About This Home

Stunning! This spacious ranch home has been meticulously maintained and is the perfect package. Nestled on almost four acres of land this home boasts quality, beautiful views and many updates making it totally turn key. Welcome guests through the lovely foyer with tile floor that opens up to the warm and inviting living, kitchen , dining room combination. Perfect for gatherings and updated to include quartz countertops, new range, refrigerator and dishwasher.. Large center island offers additional seating and ease of flow throughout the space. Second family room living and incredible primary ensuite separate from other bedrooms with new floors, incredible closet space and spacious primary bath. Second primary suite optional with large rear bedroom showcasing cathedral ceilings, full bath access and backyard views. Two more bedrooms on the main floor with additional third full bath totally renovated to include custom tile work and stand up shower. Full basement features partially finished space with laminate floor living room and additional finished room perfect for office, craft room, living space etc. Lots of storage available and easy access to utilities with walk up exterior access. Two car attached garage with new door 2025, overhead storage area and convenient mud room entry to home. Rear deck overlooking this spectacular lot and located just outside city limits making it close to schools and conveniences. From roof to floors, inside and out this home has been lovingly looked after and has something for everyone, truly one of a kind and welcoming from first sight.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Sherman SchoolGrades K-41.5 mi
7/10
Case Middle SchoolGrades 7-81.7 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Foundation: Block
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Oil Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Partially Finished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Separate/Formal Living Room,Kitchen/Family Room Combo,Other,Quartz Counters,See Remarks,Sliding Glass Door(s),Main Level Primary,Primary Suite
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood,Tile,Varies

Heating

  • Heating features: Oil,Baseboard

Interior Area

  • Total structure area: 3,390
  • Total interior livable area: 3,390 sqft

Property

Details

  • Parcel number: 2258000820200001002220
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Propane Tank - Leased

Lot

  • Lot size: 3.80 Acres
  • Features: Greenbelt,Rectangular,Rectangular Lot
  • Lot size dimensions: 200 x 828

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Storage,Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$260$3,120
Property Taxes $549$6,588
Electricity $560$6,722
Total$3,896$46,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,577/yr
40% on housing$116,880/yr
45% on housing$103,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$114
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$549,900
2026-01-21Listing removed$499,900
2025-11-16Listed for sale$499,900
2025-11-15Listing removed$529,900
2025-10-15Price change$529,900
2025-08-04Price change$549,900
2025-07-14Price change$569,900
2025-07-01Price change$589,900
2025-06-15Listed for sale$599,900

For Sale by Agent

AgentTara M Marzano
BrokerageMarzano Real Estate, LLC.

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