




416 S James St, Carthage, NY, 13619
About This Home
Opportunities like this don’t come along very often in the Village of Carthage! Located on one of the Village’s most desirable streets, this well-maintained duplex offers an exceptional opportunity for both owner-occupants and investors alike. Each spacious apartment features 3 bedrooms and 1.5 bathrooms with a functional two-story layout. The first floor includes a large kitchen with new luxury vinyl plank flooring, a formal dining room, comfortable living room, half bath, and entry closet. Upstairs, you’ll find three generously sized bedrooms and a full bathroom. The occupied unit features a beautifully renovated full bathroom completed approximately two years ago, while the vacant unit has been freshly painted and includes a brand-new bathroom vanity, making it move-in ready. Original hardwood floors and beautiful woodwork throughout both apartments provide timeless charm and character. Each apartment also offers both a welcoming front porch and a private back porch, providing additional outdoor living space. Outside, the property features a blacktop driveway, carriage house-style garage, and a spacious yard. The basement offers a shared laundry area, separate storage areas for each apartment, hot water boiler furnaces, and separate electric hot water tanks. Each unit has separate natural gas and electric utilities, with the owner responsible for water. Both apartments have consistently rented for $1,200 per month, with one unit currently occupied at that rental rate, providing immediate income while the vacant unit offers the flexibility for owner occupancy or an additional tenant. Conveniently located less than 20 minutes from the Fort Drum Route 26 Gate, this property is ideal for both homeowners and investors. Whether you’re looking to offset your mortgage with rental income or add a solid income-producing property to your investment portfolio, this is a rare opportunity you won’t want to miss. Schedule your private showing today before it’s gone!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Foundation: Stone
- Roof: Asphalt,Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Ceiling Fan(s)
- Flooring: Hardwood,Luxury Vinyl,Varies
Heating
- Heating features: Gas,Hot Water
Interior Area
- Total structure area: 2,402
- Total interior livable area: 2,402 sqft
Property
Details
- Parcel number: 2260010860410003020000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open,Porch
- Exterior features: Enclosed Porch,Porch
Lot
- Lot size: 0.40 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 66 x 264
Parking
- Total spaces: 2
- Parking features: Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,086 | $13,032 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $236 | $2,832 |
| Electricity | $396 | $4,763 |
| Total | $1,843 | $22,116 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $214,900 |
| 2020-07-24 | Sold | $48,000 |
| 2020-06-15 | Pending sale | $55,900 |
| 2020-06-10 | Price change | $55,900 |
| 2020-05-12 | Price change | $60,900 |
| 2020-04-07 | Listed for sale | $65,900 |
| 2020-01-27 | Sold | $124,445 |
| 2019-08-21 | Price change | $109,900 |
| 2019-08-05 | Price change | $119,900 |
| 2019-07-12 | Price change | $129,900 |
| 2019-06-21 | Listing removed | $1,000 |
| 2019-06-14 | Listed for rent | $1,000 |
| 2019-04-27 | Price change | $139,900 |
| 2019-04-02 | Price change | $144,900 |
| 2017-07-05 | Listed for sale | $149,707 |
| 2013-06-24 | Sold | $140,000 |
| 2013-03-23 | Listed for sale | $149,900 |
| 2012-11-15 | Listing removed | $900 |
| 2012-10-16 | Listed for rent | $900 |
| 2012-09-09 | Listing removed | $1,000 |
| 2012-09-07 | Listed for sale | $1,000 |
| 2012-09-04 | Listing removed | $1,000 |
| 2012-08-31 | Listed for rent | $1,000 |
| 2011-09-10 | Listing removed | $900 |
| 2011-07-13 | Listed for rent | $900 |
| 2010-01-25 | Sold | $110,500 |
| 1996-08-06 | Sold | $65,000 |
