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2509 Millennium Cir, Melbourne, FL, 32940

3beds
3baths
2,453sqft
$665,000
$271price/sqft
$4,589/moest. monthly cost
$183,560/yrincome needed

About This Home

Experience resort-style living in the highly sought-after 55+ gated community of Bridgewater. This 3-bedroom, 3-bath waterfront home offers a functional layout and quality finishes, along with a desirable three-car garage, double door entry, and high ceilings. The main living area is open and practical, with the kitchen centrally located to connect the living and dining spaces, making it easy to stay engaged whether hosting or going about daily routines. Spacious living and dining areas provide plenty of natural light. A versatile flex space can be used as a home office, media room, or 4th bedroom. Sliding glass doors lead to a screened patio overlooking the water, creating a comfortable outdoor space to relax and unwind. Enjoy the ease of a low-maintenance community designed for stress-free living. Ideally located near shopping, dining, golf, beaches, airports, and area attractions, this home offers comfort, space, and an easy Florida lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Viera Elementary SchoolGrades PK-60.7 mi
--
Devereux HospitalGrades K-122.3 mi
7/10
Viera High SchoolGrades PK,9-123.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Pantry

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,453 sqft

Property

Details

  • Parcel number: 263621Wz0000b.00029.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 9,583 sqft
  • Features: Few Trees,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$403$4,836
Property Taxes $578$6,936
Electricity $246$2,962
Total$4,589$55,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,337/yr
40% on housing$137,670/yr
45% on housing$122,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 32940$228
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32940$263
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$689,000
2026-04-17Listed for sale$699,000
2020-07-21Sold$417,200

For Sale by Agent

AgentBarbara J Zorn
BrokerageBetter Homes & Gardens RE Star

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